Travel Insurance Reviews Crum & Forster - Travel Insured International Worldwide Trip Protector Lite
The Worldwide Trip Protector Lite plan is the most budget-friendly plan offered by Crum & Forster - Travel Insured International. This comprehensive travel insurance plan includes the most basic coverage of their three plans.
To learn more, see the Crum & Forster - Travel Insured International Worldwide Trip Protector Lite product page.
The trip included a
tour
C&F Travel Insured International
Worldwide Trip Protector Lite
basis for claim was within coverage time. Solution fell outside the original time frame. The adjustor and I had different interpretations about the flexibility of the policy. She won, I did not push.
Barnabas K. would
recommend this plan to a friend or relative.
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BarnabasK
Sorry for the delayed response. This is what I thought: I had a normal policy. Coverage for cancellation, for covered causes, began at time of purchase. The original trip included a visit of my daughter. Her newly scheduled operation, just a few days before the starting date of my travel, required that I depart earlier than scheduled and return later (the total trip duration was 30 days).
By the time United Airlines adjusted my schedule I had to purchase the outgoing flight and use my already invested miles for the return flight.
In the pre-departure hurry I did not call you; I thought the event was covered and notification after arrival to Toronto would not affect our relations. The changes and costs were all before the original termination date of the policy; I had no claim for thet period.
I think the problem is that travel insurance policies/adjustors do not consider when the the cause of a claim is within the coverage period, but the resulting costs are incurred outside the orginal travel dates. I don't know how normal coverage can deal with situation; a little extra good will might have helped.
I had no time to think this through and took your agen's word. Under calmer conditions I probably would have engaged in a more substantive debate.
This is how I see it now. The technicality of "late reporting" could have been overlooked and the claim handled with a more open mind. What if I'd had the presence of mind to call you before I made the flight changes? It would have not altered any of the relevant facts.
That's it. What do you think?Nov 14,2019
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Carol
I'm very sorry for the delay in replying to your question. Travel insurance policies are very specific and determine payment based on the plans terms and conditions.Dec 13,2019-
BarnabasK
That's OK. I'm late, too. In any case, this was a closed case with the insurance company, inasmuch as I elected not to pursue the matter. Since the situation is not likely (I hope) to happen again, I won't pursue it as an academic matter. You are right, even the best-looking policy needs to be scrutinized before finalk acceptance. What happened is simply not something antoicipated by the creators of the text, the agents could not lean towards the "benefit the customer" direction. Soo . . Have a nice holiday season.Dec 15,2019
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The trip included a
tour
C&F Travel Insured International
Worldwide Trip Protector Lite
Everything went as planned, but it was good to know you were there.
Thomas W. would
recommend this plan to a friend or relative.
C&F Travel Insured International
Worldwide Trip Protector Lite
Returned from Scotland to Canada..no bag. Filed "delayed" baggage form. Stayed over night in Toronto, returning to Florida the following morning, without baggage. Home 3 days when desperate for hair dryer, hair curling iron & cell fone charger. Unfortunately, I am a senior widow and live alone. Did not ask for x amount of daily dollars, I requested reimbursement in the amount of $115.00 for the items I truly needed. No deal, I was home and delayed baggage did not apply sez the CF customer rep. No further comment on what I really think.
GAIL B. would not
recommend this plan to a friend or relative.
2 of
3 people found this review helpful
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Mike
Thank you for your feedback on the policy. We are sorry to learn that your bags were delayed. We hope that fellow customer will find your review and our response to be educational and informative.
Unfortunately, the industry standard for all travel insurance is to cover a baggage delay on the outward journey only. This would cover you for personal items you need during your trip.
The certificate for your coverage states the following under Baggage Delay:
"If, while on a Trip, Your checked baggage is delayed or misdirected by a Common Carrier for more than 24 hours from Your time of arrival at a destination other than Your return destination, benefits will be paid, up to the Maximum Benefit Amount shown in the Confirmation of Benefits, for the actual expenditure for necessary personal effects."
In the future, please consider speaking with us prior to purchasing a policy. We would be happy to provide you with an explanation of benefits and go over any questions or concerns you may have. You can reach us at 800-487-4722 or send an email to [email protected].Oct 03,2019
The trip included a
tour
C&F Travel Insured International
Worldwide Trip Protector Lite
The Travel Insurance provided me peace of mind for an out of country trip. I am very glad I didn't have to use them! But I learned my lesson on a prior trip- I was injured WITHOUT travel insurance. So I highly recommend getting coverage for your trip.
Jan T. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
C&F Travel Insured International
Worldwide Trip Protector Lite
We were lucky to not have needed the insurance during our trip. But just the fact that we had it eased our mind during the whole trip.
Ru-Li K. would
recommend this plan to a friend or relative.
The trip included a
tour
C&F Travel Insured International
Worldwide Trip Protector Lite
It was comfortable knowing we had coverage if needed but not sure how it would work if there was a claim.we have purchased from this company numerous times.
Thomas B. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
C&F Travel Insured International
Worldwide Trip Protector Lite
I didn't have to use the plan (thankfully) but it was easy to purchase and very inexpensive.
Richard S. would
recommend this plan to a friend or relative.
C&F Travel Insured International
Worldwide Trip Protector Lite
Comprehensive coverage, reasonable price, easy to apply.
Igor U. would
recommend this plan to a friend or relative.
C&F Travel Insured International
Worldwide Trip Protector Lite
Travelers who have made a claim would be better reviewers of this plan.
GEORGE H. would
recommend this plan to a friend or relative.
The trip included a
cruise
C&F Travel Insured International
Worldwide Trip Protector Lite
Fortunately, we did not need the coverage and had a great trip.
Frank L. would
recommend this plan to a friend or relative.
InsureMyTrip is open 7 days a week, 365 days a year, and our customer care representatives are licensed insurance agents who are able to recommend the most cost effective plans which will cover the travelers primary concerns. If you would like to receive assistance in obtaining a quote or purchasing a policy, please call us at 800-487-4722 as we would be happy to assist you.