Travel Insurance Reviews Crum & Forster - Travel Insured International Worldwide Trip Protector
The Worldwide Trip Protector from Crum & Forster - Travel Insured International is a comprehensive trip cost protection plan. Coverages offered include Trip Cancellation and Interruption, Trip Delay, Missed Connection, Itinerary Change, Cancel for Any Reason, and Pre-Existing Conditions Waiver.
To learn more, see the Crum & Forster - Travel Insured International Worldwide Trip Protector product page.
The trip included a
tour
C&F Travel Insured International
Worldwide Trip Protector
Since my trip was uneventful, I didn't utilize any of your services or need reimbursement. Therefore, I can't opine on how easy it may be to collect for damages. However, I did have peace of mind knowing that potentially I was "in good hands."
Eugene R. would
recommend this plan to a friend or relative.
The trip included a
cruise
C&F Travel Insured International
Worldwide Trip Protector
I always purchase trip insurance while traveling abroad but fortunately never had the occasion to use it....until a recent visit to Paris. My husband's wallet was stolen in a crowded bus. It contained not only his credit cards, but around $250 in cash. He never carries around so much money, but since Europe is a cash-based economy where credit cards are often not accepted, we wanted to make sure we had enough cash on hand.
As soon as he discovered the theft, we went immediately to the Paris police, where, after three hours, a report was filed on the theft. A copy was given to my husband. We thought that would be all we needed to file the claim.
When we returned home, we called Travel Insured to file a claim, and were very surprised and disappointed to learn that in this case, nothing was covered at all. When I asked about any sort of retribution for the cost of the wallet itself and for the fee of getting a new drivers' license, for instance, the representative did not go out of her way to offer any alternate suggestions for compensation and just kept quoting the clause.
I had quickly read the policy before purchasing it, and there was, as a matter of fact, a clause in there about baggage loss/personal effects being covered for a maximum of $250 per item. One might assume the same would hold true for a lost wallet, but that is obviously not the case (the argument that there is no way to prove how much cash you have in a wallet is not valid, in my opinion, as there is no way to know how much a lost piece of luggage and its contents are worth...yet insurance will pay $250 for that loss).
I must say I am disappointed and will definitely read the fine print the next time I purchase insurance and will definitely think again before signing with Travel Insured in the future. It would be good to know which, if any, insurance companies represented by Insuremytrip would have covered this loss. The threat of wallet (or camera/smart phone) loss is great, especially in crowded cities, and we'd love to know a company that would cover this should it happen again.
Thank you for the opportunity to air my complaint.
As soon as he discovered the theft, we went immediately to the Paris police, where, after three hours, a report was filed on the theft. A copy was given to my husband. We thought that would be all we needed to file the claim.
When we returned home, we called Travel Insured to file a claim, and were very surprised and disappointed to learn that in this case, nothing was covered at all. When I asked about any sort of retribution for the cost of the wallet itself and for the fee of getting a new drivers' license, for instance, the representative did not go out of her way to offer any alternate suggestions for compensation and just kept quoting the clause.
I had quickly read the policy before purchasing it, and there was, as a matter of fact, a clause in there about baggage loss/personal effects being covered for a maximum of $250 per item. One might assume the same would hold true for a lost wallet, but that is obviously not the case (the argument that there is no way to prove how much cash you have in a wallet is not valid, in my opinion, as there is no way to know how much a lost piece of luggage and its contents are worth...yet insurance will pay $250 for that loss).
I must say I am disappointed and will definitely read the fine print the next time I purchase insurance and will definitely think again before signing with Travel Insured in the future. It would be good to know which, if any, insurance companies represented by Insuremytrip would have covered this loss. The threat of wallet (or camera/smart phone) loss is great, especially in crowded cities, and we'd love to know a company that would cover this should it happen again.
Thank you for the opportunity to air my complaint.
Joanne D. would not
recommend this plan to a friend or relative.
C&F Travel Insured International
Worldwide Trip Protector
Didn't have to use it,so I cant really rate the plan fairly.
Seida T. would
recommend this plan to a friend or relative.
C&F Travel Insured International
Worldwide Trip Protector
We like the fact that you can purchase the additional cancel for any reason benefit and qualify for the pre-existing conditions waiver. Very good.
Kai Uwe B. would
recommend this plan to a friend or relative.
The trip included a
cruise
C&F Travel Insured International
Worldwide Trip Protector
I didn't have to use the insurance, so I really don't have an opinion on the response of the company had I filed a claim. However, the policy had all the features that I needed at a cost that was less than others.
Linda C. would not
recommend this plan to a friend or relative.
C&F Travel Insured International
Worldwide Trip Protector
It's hard to judge how good the plan would have been since the whole trip went beautifully and without incident. So although we did not ultimately need the coverage, it did give us peace of mind in case something had gone wrong.
Jose S. would
recommend this plan to a friend or relative.
C&F Travel Insured International
Worldwide Trip Protector
I purchased this insurance the day before I traveled and was extremely satisfied with the options available. While thankfully I did not need to fall back on the coverage, I was glad that we were covered in case of an emergency. The process of purchasing the insurance as well as the amount paid for the coverage was very easy and cost effective. Will definitely purchase from here again.
Nicole C. would
recommend this plan to a friend or relative.
C&F Travel Insured International
Worldwide Trip Protector
The purchase process and selection of desired benefits is quite easy. Price is very competitive. I didn't have a claim, but the claim process seems fair, read the contract!
Steven H. would
recommend this plan to a friend or relative.
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