Travel Insurance Reviews John Hancock Insurance Agency, Inc. Gold
Offering the highest coverage limits of the three plans provided by John Hancock, the Gold plan offers the most included coverage as well as optional upgrades. This plan offers Trip Cancellation and Trip Interruption, as well as many other coverages including Missed Connection and Itinerary Change. These coverages could come in handy if a covered common carrier delay causes you to miss your cruise departure or if your travel supplier changes your covered trip itinerary after your departure date.
To learn more, see the John Hancock Insurance Gold product page.
The trip included a
cruise
John Hancock
Gold
Whenever I purchase a travel insurance plan, my primary concern is the medical coverage and medical evacuation, which can be very costly. This plan had better protection, in that respect, than many of the others for this price point. Lost baggage and delay of trip are more or less standard in all of these plans. I also look to see that my protection is primary, rather than secondary. This means that if my baggage is lost, I don't need to file a claim with my homeowner's insurance company and just file directly with the travel insurance carrier. I did not need to file a claim (happily) so I can't comment on their service, which, after all, is what this is all about, but the protection available suited my requirements.
Michael F. would
recommend this plan to a friend or relative.
The trip included a
cruise
John Hancock
Gold
It was a comfort to know the plan was in place if I needed it, but I did not. Thus, I cannot effectively rate the plan itself.
Shirley L. would
recommend this plan to a friend or relative.
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