For a better experience, our site works best in Chrome, Firefox, & Edge.
Call us

Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have tour rated the Nationwide Mutual Insurance Company Essential plan
4.60 out of 5
2,537
ratings and reviews
96%
recommended
Sort by
Showing
Cruise
Filed claim
The trip included a
tour
Nationwide Mutual Insurance Essential
It was easy to obtain and was lower than anything local. Very pleased and have bookmarked for future trips.
Warren W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
On my way to Bangkok I chipped my tooth and I was not going to have it repaired there as the places where not to my standards. When I came back to the US I made an apt. with my dentist to get it repaired and found out that it is not covered. Bangkok is a 3rd world city and the thought of having my tooth worked on there was not an option for me. I feel like this should of be covered but was told it is not.
Eileen G. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Mike
    Photo
    Thank you for your feedback. We are very sorry to learn that you chipped a tooth during your trip and are dissatisfied with this policy. The claims administrator is required to adjudicate claims based on the terms and conditions of the policy. With any travel insurance policy you would have to seek treatment during your trip for it to be considered a covered expense. Once you return home, the policy will terminate.

    Per the Covered Expenses definition in your certificate: "Reasonable and Customary Charges incurred while insured under this Certificate; and that do not exceed the Maximum Benefit limits shown in the Confirmation of Coverage, under each stated benefit."

    In the future, please consider contacting the claims department immediately after suffering a loss to receive the claims procedure. Please call us at 800-487-4722 if you have any questions or concerns. We would be happy to assist you.

    Mar 07,2019
The trip included a
tour
Nationwide Mutual Insurance Essential
Although I did not need to file any claims, I was happy with the service I received in purchasing the insurance.
Kathleen Y. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I never take a trip without obtaining insurance. However, I usually get CFAR (
CANCEL for any reason) For this trip unfortunately it was cost prohibitive.
Andrea P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you for your comments. However, Nationwide, like most providers, do not offer Cancel for Any Reason in the State of New York.
    Mar 05,2019
The trip included a
tour
Nationwide Mutual Insurance Essential
The cost to insure my trip with Nationwide is reasonable compared to other companies for the same coverages.
JOSEPH M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I was required to get this by my tour organizer. It was a total waste of money—but affordable!
The star survey above needs another category, NA—Not Applicable.
Sandra A. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I had to cancel our trip due to an illness that prevented travel which occurred prior to our scheduled departure. The claim representative who I spoke to was friendly and helpful. She emailed me the necessary claim forms and emphasized that I should be sure to submit all of the requested documents to enable the claim examiner to make a decision. I submitted all of the documents by email. Within less than 30 days I received 2 checks in the mail (1 for me and 1 for my husband) reimbursing us for the full amount of the trip. I would highly recommend Nationwide and insuremytrip.com.
Gail E. would recommend this plan to a friend or relative.
3 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Excellent customer service. Really appreciated the bon voyage email the day we left on our trip so I had the policy readily available in my inbox when we were away. Will definitely use this service again!
Shelly I. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
This was the first time after many years of international travel that I used travel insurance. It was easy to understand, easy to access and reasonably priced (I did a little comparison). I didn’t use it at all
James T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
The policy provided me with peace of mind for critical items I was most concerned about. Luckily, I did not have to file a claim, but good to know coverage was there if I would have needed it.
Nicole M. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Show reviews per page.

Top 5 Providers

  1. GeoBlue
    (4.71)
  2. International SOS
    (4.70)
  3. Berkshire Hathaway Travel Protection
    (4.65)
  4. Medjet
    (4.64)
  5. Trawick International
    (4.61)
  1. Berkshire Hathaway Travel Protection
    (4.50)
  2. Travelex
    (4.44)
  3. GeoBlue
    (4.43)
  4. John Hancock Insurance Agency, Inc.
    (4.28)
  5. AIG Travel
    (4.27)