Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Used Nationwide for travel insurance back in Dec 2017. Had to file a claim, which they dragged for 2 months with multiple calls and emails. Then refused to cover my claim with incorrect information on their justification. Will never do business with Nationwide again.
Raquel E. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
I had a medical emergency while on an Alaskan Cruise. Getting a response from the company (how to file a claim, required documentation, etc.) was kind of slow, 2-3 weeks to answer an e-mail, but the claim was paid with no issues. Nationwide had the best price for my needed coverage. Overall a great value.
Dennis S. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
We have used this plan multiple times and never made a claim, but it gives piece of mind while traveling.
Carol T. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
I'm so glad I had this travel insurance in place. A few days before our trip I was diagnosed with a rare cancer. This was a complete shock as I was in great health. I remember telling the agent that I'd have to be dead not to take this trip, it was such an important event for us, a real "bucket list" thing. Fortunately, my doctors all agreed that taking the trip was perfectly fine and we could deal with the needed surgery afterwards. The peace of mind this policy gave me was invaluable, even though I did not end up needing to make a claim.
James F. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Very dissatisfied with the Nationwide coverage. They used a "fine print" detail to deny my claim. The travel company I used closed its business and my trip was canceled. But the company has not filed for bankruptcy and that was the excuse used to deny the claim. I provided ample documentation of the business closure but that was insufficient to approve the claim. I would never recommend Nationwide to anyone.
Sherryl S. would not
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
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Mike
Thank you for your feedback on the policy. We appreciate you using InsureMyTrip for your travel insurance needs. We understand that it is never pleasant to receive a denial for reimbursement under the Trip Cancellation coverage. However, your reason to cancel your trip must be specifically stated as a covered reason in the policy. The Financial Default benefit only applies if the policy has been purchased within ten (10) days of Your initial payment for the Covered Trip and you insure the full cost of the Covered Trip.
In the future, if you are looking for guidance in selecting a travel insurance plan, please consider contacting our office at 800-487-4722 where a licensed representative would be happy to assist you.Oct 29,2018
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Good but somewhat expensive plan.
Duane B. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
tour
Nationwide Mutual Insurance
Essential
The price was right, coverage good and best part: we didn’t need it. It provided peace of mind.
Carlene B. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
tour
Nationwide Mutual Insurance
Essential
Again it was nice to have it along but NOT have to use it. A member of our tour was hospitalized during our tour and they did use their travel insurance.
JOHN G. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Unfortunately my trip was interrupted with the flu. We were restricted to our stateroom for two days.
This insurance paid for all medical costs on the ship as well as two days of the ship's fare while we were restricted.
Very pleased with the plan. It took a bit over 30 days to receive payment, but that's to be expected with any insurance plan.
This insurance paid for all medical costs on the ship as well as two days of the ship's fare while we were restricted.
Very pleased with the plan. It took a bit over 30 days to receive payment, but that's to be expected with any insurance plan.
Dorothy R. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
tour
Nationwide Mutual Insurance
Essential
I am happy with the plan personal touch and happy that I don't have to use. Thanks.
Clarissa V. would
recommend this plan to a friend or relative.
The Trip Delay benefit of the policy purchased reimburses for Economy Fare from the point where you ended your Covered Trip to a destination where You can catch up to the Covered Trip if you are delayed en route to or from the Trip for six (6) hours or more due to a defined hazard. Due to the fact that none of your flights were delayed by six hours or more, Nationwide denied your claim.
In the future, please call us at 800-487-4822 prior to purchasing a policy so that we can assist you in selecting a policy that best suits your needs.