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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have visited Finland rated the Nationwide Mutual Insurance Company Essential plan
4.21 out of 5
9
ratings and reviews
88%
recommended
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Cruise
Filed claim
The trip included a
tour
Nationwide Mutual Insurance Essential
Used Nationwide for travel insurance back in Dec 2017. Had to file a claim, which they dragged for 2 months with multiple calls and emails. Then refused to cover my claim with incorrect information on their justification. Will never do business with Nationwide again.
Raquel E. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Mike
    Photo
    Thank you for your feedback on the policy. We are sorry to learn that you are dissatisfied with this plan. We understand that it is never pleasant to receive a denial for reimbursement under the Trip Delay coverage. However, the claims administrator is required to adjudicate claims based on the terms and conditions of the policy. Unfortunately, it was determined that the amount of time you were delayed did not fall within the scope of Trip Delay for this specific plan.

    The Trip Delay benefit of the policy purchased reimburses for Economy Fare from the point where you ended your Covered Trip to a destination where You can catch up to the Covered Trip if you are delayed en route to or from the Trip for six (6) hours or more due to a defined hazard. Due to the fact that none of your flights were delayed by six hours or more, Nationwide denied your claim.

    In the future, please call us at 800-487-4822 prior to purchasing a policy so that we can assist you in selecting a policy that best suits your needs.
    Nov 14,2018
Nationwide Mutual Insurance Essential
I'm basing my rating on the helpfulness of the agent. She answered all of my questions and was very friendly. I never had to file a claim.
Hillary S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Easy website to navigate. No hidden caveats.
Doris W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
This time I didn't have any problems but last time my luggage got damaged and the insurance helped a lot and was very easy to claim and fast service. I recommend!
Anne M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
The insurance is easy to buy online and this for my first time ever needing to claim something and I was very pleasantly surprised how easy the claim was to do and that the insurance covered what it promised to cover. Very friendly customer service.
Anne M. would recommend this plan to a friend or relative.
6 of 7 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
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