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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have tour and visited Cuba rated the Nationwide Mutual Insurance Company Essential plan
4.58 out of 5
32
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I did not need any services provided by this insurance, so I don’t really know how well Nationwide services a claim. But, the price was competitive with others, and the fact that you are located in the same state I live in, made me feel more comfortable.
Nancy
Nancy R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Can't complain, it was cheap but I didn't have to use it so I didn't really put it to the test.
Zachary H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Our trip to Cuba was plagued by problems that included delayed and cancelled flights that forced us to stay overnight at the DFW airport in both directions. In addition, luggage was lost and did not arrive in Cuba until five days into a one-week trip.
The claims process was very demanding; despite sending in 30 pages of documentation, the adjuster kept asking for more. In the end, using numerous loopholes, the company got out of paying us much at all -- essentially we got about the price of the policy, while remaining out of pocket for approximately $2000. I would not use this company again.
Cheryl C. would not recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you for your review. Although
    it is unfortunate that all expenses were not fully reimbursed, your claim representative at Nationwide Mutual
    did follow the policy wording and paid the claim accordingly. Please also note that InsureMyTrip publishes the certificate for every policy on our website and encourages our customers to review the policy terms and conditions and call us with any questions.
    Sep 20,2019
The trip included a
tour
Nationwide Mutual Insurance Essential
Bought policy for peace of mind. Didn’t have to use but it was there.When trips to Cuba were stopped by US government,we were worried about trip cancellation coverage but our trip was grandfathered so no problem.Didn’t contact Nationwide so don’t know how that would have turned out.
leonard e. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I never take a trip without obtaining insurance. However, I usually get CFAR (
CANCEL for any reason) For this trip unfortunately it was cost prohibitive.
Andrea P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you for your comments. However, Nationwide, like most providers, do not offer Cancel for Any Reason in the State of New York.
    Mar 05,2019
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
No need for it this trip but good to know I have it.
Sherrie T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Clearly, it's difficult to give a review of something that one did not utilize, however, it was comforting have the peace of mind that the coverage would have been there in the event of need.
Robert G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
We did not place any claims but it was nice knowing it was there.
Susan H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Best value and peace of mind.
Patricia B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Very pleased with the plan, ease of selection, simple website and variety of options available to the customer! Great job.
Alexander D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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