Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
I did not have reason to use the ins but was glad that I had it
Barbara J. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
We filed a claim for trip delay, but the maximum is $150 a day. I think this is a ridiculously low manximum. This didn't even pay for the hotel room for one night. The trip delay ended up costing us around $350 between hotel, food and taxi.
Dianne M. would not
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Never needed to use so just rated 3 of 5 on coverage. Price was competitive. NOTE: Be sure you look at the trip coverage provided by your credit card company just by charging expenses! I found out after purchasing this policy that I had about the same amount of coverage FREE from my credit card company just for using my card!
THOMAS S. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Overall I was satisfied with my plan. But I could not get any compensation for my prescription glasses that were lost. The fine print was the key!!!!!
Patsy M. would
recommend this plan to a friend or relative.
4 of
7 people found this review helpful
Show
reviews per page.
You may have noticed when quoting and selecting your Nationwide plan that you had more than 35 Comprehensive Plans to choose from ranging from a low premium of 188.82 USD for your Nationwide Essential policy to a much higher premium of 620.00 USD for our most expensive plan. Although Nationwide is an excellent company with very quick and efficient claim service, the Essential still provides only the most basic coverage in order to keep its price down.
Nationwide also offers a more expensive Prime plan offering higher limits and more covered reasons to cancel or interrupt your trip. For example, where your Essential plan only provided Travel Delay limited to 150 USD per day, 600 USD maximum, the Prime plan provides limits of 250 USD per day, 2500 USD maximum.
One of the many features of the InsureMyTrip website is your ability to compare plans. We offer a side-by-side comparison of plans comparing coverage to coverage. Our website also includes blue hyperlinks in each quote which provide you with detailed information on coverage and limits. Finally you may always call us weekdays from 7:00 AM to midnight ET and weekends from 9:00 AM to 9:00 PM for assistance when quoting.