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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have tour and visited Hawaii rated the Nationwide Mutual Insurance Company Essential plan
4.45 out of 5
19
ratings and reviews
94%
recommended
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Cruise
Filed claim
The trip included a
tour
Nationwide Mutual Insurance Essential
The insurance plan was easy to purchase and affordable. As my trip involved multiple air segments it provided peace of mind.
Karen G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
It was very easy to order on line, and nice to know we were covered.
Kathleen F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I thought we purchased a good plan with good coverage. I have had an open claim since October, I do not think this is a reasonable timeframe for resolution. I was told before Christmas that the claim was close to being finalized. When I followed up over a month ago, I was told it was being reviewed by a supervisor and would hear shortly. When I called today, I was told the same. Everyone else that traveled with me has been reimbursed by their insurance companies months ago, I am very disappointed. I just received an email saying the claim was denied. Why did that take 5 months?
Bonnie D. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you very much for your review. However, your claim was correctly denied by the insurance company since it did not meet the crteria listed in the policy which is stated below:

    "TRIP INTERRUPTION
    The Company will pay a benefit, up to the maximum shown on the Confirmation of Coverage, if You are unable to continue on Your Covered Trip due to:
    .....
    (j) Natural disaster at the site of Your destination that renders the destination accommodations uninhabitable;
    (l) Weather that causes complete cessation of services of the Common Carrier for at least twenty-four (24) consecutive."

    In order for a claim to be payable, it must meet one of the criteria in the policy, such as, these 2 named perils. The policies don't work on the assumption that something might happen while on your trip. Coverage kicks in once a covered event actually occurs. Unfortunately, the fact that you made the choice not to go before an unforeseen event occurred will make you ineligible for any payments lost or additional expenses incurred.

    Please call us at 800-487-4722 if you would like additional information.
    Feb 26,2019
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Much cheaper than cruise
Catherine C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Luckily I did not need to use it.
Christine A. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
The travel insurance gave me peace of mind knowing if something happened before or during our trip, we would be taken cared of.
Michelle D. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Limited weekend customer service telephone coverage. Wanted to call at 6PM Pacific due to flight delay from Kona to LAX. Not open. The need to know was immediate.
Mark M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Cindy
    Photo
    It sounds like you were trying to reach InsureMyTrip's customer service which is open on weekends from 9AM - 9PM EST. When you are traveling, please remember it is your insurance company's 24-hour emergency assistance number that you should be calling for any travel-related issues. The assistance companies have 2 telephone numbers: one toll free to call when inside the U.S. and Canada; one to call collect when outside the U.S. They are available around the clock to provide you with assistance.
    Mar 04,2015
The trip included a
tour
Nationwide Mutual Insurance Essential
It was nice to have a reasonably priced policy to cover those what if worries.
James W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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