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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have taken a cruise and tour rated the Nationwide Mutual Insurance Company Essential plan
4.63 out of 5
1,023
ratings and reviews
97%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Fortunately did not have to use any of it.Å‚
Zbigniew M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I can't reiterate enough the peace of mind you get when traveling with insurance. The basic plan is enough coverage for my trip.
Evelyn D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I did not need to use this plan but having the peace of mind was worth the price. A companion traveling with me tripped in port and had to receive a stitch from the medical services on board the ship, total for one stitch and stich removal was about 800 dollars. He was glad he had trip insurance!
Paula A. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
This is the third time I have used this insurance. Luckily I only needed the coverage once. When I did file a claim the response was excellent. Great insurance at a great price. Highly recommend.
Mary K. would recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Happy to report that I did not need to use this coverage. I purchased it for a cruise because after being pressured to buy insurance through the cruise company within 2 weeks of my purchase (which was almost one year in advance), I searched online and found I could buy similar coverage for less than 1/2 the price. After purchasing this coverage, I realized I could have waited until right before the trip to buy it. I called insuremytrip to ask if I could cancel and they were very helpful in refunding my money immediately. I was confident about buying it again when the time came. I was very grateful to have found this service. It gave me comfort while traveling to have coverage through a nationally recognized company.
Wendelin R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
The plan provided the basics for a reasonable price. Fortunately, I didn’t need to use it, so I can’t comment on customer service or support if you need to file a claim.
Denise T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I had a medical emergency while on an Alaskan Cruise. Getting a response from the company (how to file a claim, required documentation, etc.) was kind of slow, 2-3 weeks to answer an e-mail, but the claim was paid with no issues. Nationwide had the best price for my needed coverage. Overall a great value.
Dennis S. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
We have used this plan multiple times and never made a claim, but it gives piece of mind while traveling.
Carol T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Very dissatisfied with the Nationwide coverage. They used a "fine print" detail to deny my claim. The travel company I used closed its business and my trip was canceled. But the company has not filed for bankruptcy and that was the excuse used to deny the claim. I provided ample documentation of the business closure but that was insufficient to approve the claim. I would never recommend Nationwide to anyone.
Sherryl S. would not recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Mike
    Photo
    Thank you for your feedback on the policy. We appreciate you using InsureMyTrip for your travel insurance needs. We understand that it is never pleasant to receive a denial for reimbursement under the Trip Cancellation coverage. However, your reason to cancel your trip must be specifically stated as a covered reason in the policy. The Financial Default benefit only applies if the policy has been purchased within ten (10) days of Your initial payment for the Covered Trip and you insure the full cost of the Covered Trip.

    In the future, if you are looking for guidance in selecting a travel insurance plan, please consider contacting our office at 800-487-4722 where a licensed representative would be happy to assist you.
    Oct 29,2018
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Good but somewhat expensive plan.
Duane B. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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