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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have taken a cruise and visited the Caribbean rated the Nationwide Mutual Insurance Company Essential plan
4.72 out of 5
1,111
ratings and reviews
98%
recommended
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Cruise
Filed claim
The trip included a
cruise
Nationwide Mutual Insurance Essential
We actually had to cancel due to hurricane Matthew.
shelby s. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Worked flawlessly!
Daniel D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Nobody ever things anything will go wrong with their plans. But when it does it's nice knowing that there is a company that is there to help them through it. That's exactly what happened to us. We had to cancel our cruise do to a medical condition and Nationwide Mutual and Insure my trip came through for us in a very fast response and satisfaction time frame. It was a great pleasure knowing now that it pays to insure your trip. Thanks for making this so painless.
Paul L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Living in NC and faced with Hurricane Matthew, we consulted the insurance company about cancelling due to the storm heading straight for us. We were told if the ship leaves and your not on it then there was no claim, really!!! We were then told if your house was knocked down they would pay, really!!! I have home owners insurance for that. So I would be on a trip and my house would be destroyed and then they would pay, crazy. Nonetheless we drove well around the storm taking three days to drive what normally takes 12 hours to make sure we didn't miss the cruise, an unnecessary risk!!! Will NOT use again!!!
Kathleen B. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Zac
    Photo
    Thank you for your feedback on the policy. Hurricane Mathew was obviously a very disruptive and damaging storm. We are pleased to learn that you were able to embark on the cruise. You have used InsureMyTrip many times for your travel insurance needs, and we thank you for that. As a travel insurance comparison website, we offer a wide range of plans which cover Hurricane warnings and mandatory evacuations at the destination, and other inclement weather related concerns. In the future, please call us at 800-487-4822 prior to purchasing a policy so that we can assist you in selecting a policy that best suits your needs.
    Nov 03,2016
The trip included a
cruise
Nationwide Mutual Insurance Essential
Since I did not use the plan I cannot fairly evaluate it.
Hazel G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Did not have to use the insurance/make a claim so don't know if it would have been a good experience with insurer or not. Price was very reasonable for the coverage indicated.
Martha R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Fortunately, our trip was flawless in both travel and medically speaking and we did not need to file any claims. There were seven medical emergencies on our cruise and with each one, I thought of the plan we purchased and was so glad we bought coverage. I felt relaxed and secure in knowing I had "Insuremytrip" and Nationwide Mutual supporting me if such an emergency had occurred to my wife or me.
Walter M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
THANKFULLY DIDNT NEED BUT GLAD I HAD IT INCASE.
Robert N. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Always better to have and feel protected with insurance just in case. Not many detailed comments since I didn't have to use it. I felt price was a bit high, but got least expensive as to what was offered.
Diann F. would recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Good thing - we did not have any family emergencies, so did not need the insurance.
Stephen H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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