Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
The trip included a
tour
Nationwide Mutual Insurance
Essential
It's impossible to evaluate how the plan did if I didn't use it. However, being an insurance agent & having more than the average guy's familiarity with insurance, I have found Nationwide to be the best & most reasonably priced policy to choose. Should I ever have a claim I assume they'll come thru for me. If not, they'll be dealing with a formidable opponent. Thank you.
Robert N. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
I purchased for two main reasons.....in case I needed to cancel the trip as I was travelling during hurricane season and because of the medical benefits in addition to my regular health insurance especially if I needed to be take to a hospital for a medical emergency. Thankfully neither of these occurred but for the price I paid it definitely gave us some peace of mind. I felt the price as very reasonable for the benefits provided.
Elizabeth A. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Thankfully, we didn't need it for anything. But it was comparable to much more expensive plans.
Susan R. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Didn't need to use it, but glad it was there. Easy to compare and purchase.
Ruth M. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
I unfortunately did have to cancel my trip due to a persistent leg tendon and nerve injury. It was an active hiking and bicycling trip, and I canceled my trip before the final payments were due for the organized tours. My doctor would not sign off on the form saying I was unfit to travel because of the limited wording of the question -- I clearly could get on an airplane, although I could not complete the trip I had planned. Initially Nationwide denied my claim, but I sent back an email again explaining that I did not want to cancel my trip but could not do the trip I had planned. (As required in making a claim, I had submitted itineraries for the guided portions of my trip). My doctor agreed that I could not complete the trip, as he indicated in a written statement, even though he would not check the box saying I was unfit to travel. Frankly, I did not expect my email to change anything; but, much to my surprise, I received an email response in less than a week saying that my claim had been sent to appeals and Nationwide would be sending me a check for my claim. It took some work getting to this result. It is small consolation, as my injury months later is just slowly getting better, but ultimately Nationwide made a fair decision. For that I give the company 5 stars.
Joanne P. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
The trip included a
tour
Nationwide Mutual Insurance
Essential
it is difficult to provide meaningful ratings as all we did was purchase coverage that we (thankfully) didn't use.
Michael G. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
It is difficult to rate a plan unless you file a claim. Fortunately the trip went as planned and no problems were encountered.
Laura L. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Very reasonable. Comfortable to know all of my concerns were covered.
Cheryl T. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Difficult to rate the insurance since I didn't have to make a claim (thank goodness). All trip insurance is expensive until there is a need to use it and then it is a godsend (especially evacuation!)
Kathleen H. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
I would not have traveled to Europe without insurance. It was a fair price for the coverage and thankfully we did not need to use it.
Renda B. would
recommend this plan to a friend or relative.