Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
We have used this plan multiple times and never made a claim, but it gives piece of mind while traveling.
Carol T. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Best prices for travel insurance and you pick what you can afford to pay.
Joseph M. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Best price we could find, with the coverages we wanted!
Kimberly C. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Consumers Beware - Do Not Purchase this Company Plan. Before you make your decision - read their policy carefully!!!
The Plan I purchased includes coverage for trip delay at $150 per day - which by default, in all other insurance companies I used in the past - covered the unused part of your prepaid expenses (with a maximum daily limit). However, Nationwide Mutual Insurance Company does not cover that and does not explain that in their policy before you purchase it. My flight was canceled and I made it to my destination 24 hours later. I filed a claim due 24 hours delayed arrival to my vacation, but my claim was denied. According to their rules, they only pay for the additional expenses that happened due to the delay, and not the lost unused portion of you package. The way I see it - it is a highway robbery. I had similar situation before with other insurance companies, and even though I did not get the amount I actually lost by prepaying, I did get their maximum per day that was described in the policy. I do not recommend this policy to anyone and will never buy coverage from Nationwide Mutual Insurance company again.
The Plan I purchased includes coverage for trip delay at $150 per day - which by default, in all other insurance companies I used in the past - covered the unused part of your prepaid expenses (with a maximum daily limit). However, Nationwide Mutual Insurance Company does not cover that and does not explain that in their policy before you purchase it. My flight was canceled and I made it to my destination 24 hours later. I filed a claim due 24 hours delayed arrival to my vacation, but my claim was denied. According to their rules, they only pay for the additional expenses that happened due to the delay, and not the lost unused portion of you package. The way I see it - it is a highway robbery. I had similar situation before with other insurance companies, and even though I did not get the amount I actually lost by prepaying, I did get their maximum per day that was described in the policy. I do not recommend this policy to anyone and will never buy coverage from Nationwide Mutual Insurance company again.
Faina K. would not
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
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Mike
.Jun 05,2017
The trip included a
cruise
Nationwide Mutual Insurance
Essential
We were to leave in the morning to travel to Miami for our cruise, my mom had to go to the ER and passed away with an aneurysm. The cruise line refunded the port fees, taxes and in room items, we had purchased, but not the $2000 in fares. Nationwide sent me the forms and I was able to get the information back to them within a week. The claim was processed and we were notified by secure email that our claim would be paid. Less than a week later, we received the checks for the amount. I will buy insurance from now on and from Nationwide!
Brian H. would
recommend this plan to a friend or relative.
3 of
4 people found this review helpful
Nationwide Mutual Insurance
Essential
Insurance was very reasonably priced and although we (thankfully) did not need it, we had peace of mind when traveling out of the country.
Ruth P. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Fortunately, we didn't have to use the insurance so this info is to the best of my knowledge. I did like the good customer care I received through Insuremytrip.
Allen L. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
We traveled from BWI to Jamaica 3/7 - 3/13 and did arrive home to a predicted snow/ice storm, which thankfully, didn't affect our travel. It was good to know that I had this travel insurance just in case!
susan h. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
I am happy to say that we did not need to use our plan, but the ease of purchase was wonderful. I felt very safe as we traveled. I highly recommend this company!
Ilene C. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Great Coverage provide by Nationwide Mutual Insurance Company and Insured My Trip..
Mildred R. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
You had the following coverage for unused nonrefundable trip costs, under Trip Interruption:
Weather that causes complete cessation of services of the Common Carrier for at least twenty-four (24) consecutive hours
and prevents You from reaching Your destination.
You are correct in stating that the Trip Delay coverage is for expenses that you incurred while delayed.
In the future, if you are looking for guidance in selecting a travel insurance plan, please consider contacting our office at 800-487-4722 where a licensed representative would be happy to assist you.