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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have visited Hawaii rated the Nationwide Mutual Insurance Company Essential plan
4.58 out of 5
139
ratings and reviews
97%
recommended
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Cruise
Filed claim
The trip included a
cruise
Nationwide Mutual Insurance Essential
Thankfully didnt have to use it. So hard, to determine service. But, I know it is a must to have. Thank you
Jacquelyn D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Didn’t need to use, thankfully!
Robert R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
When I went online the first time I made a mistake and thought I was buying for $4200 each for coverage. I never say the confirmation email until I get an follow up reminder about the upcoming trip. In looking at my account on line, it showed $4200 total for the cost - but when I got the email reminder it showed $3000 total.

Even though I messed up (and later bought additional coverage), I'm not happy that my original purchase and online account showed $4200 yet the email confirmations showed less.

I feel like I paid more additional cost then what my original purchase should have been for $4200. I called customer service and they said they could review it -- but i have not heard anything. I have the screenshot of the original email login showing the $4200 for the cost.

Not happy this time around.
Andrew R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Did not need to use it so I really did Not know how reasonable it is or how to answere. Thanks
Bernd H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Our flight home was delayed a day due to freezing fog so our plane was unable to land and was diverted back to PDX. Nationwide Insurance was very easy to deal with to be reimbursed for our night in a motel. The person I spoke with was very helpful and courteous and our claim was paid promptly. Thank you.
Carolyn V. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
We had to file a claim for this same trip last year. My husband had a severe infection and was told not to travel. Nationwide was so easy to work with in covering our prepaid costs, so we didn't hesitate to use them when we re-booked our trip this year. Thankfully, we had no difficulties this time around.
Barbara B. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Much cheaper than cruise
Catherine C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Did not have to use plan - good to know I had it.
Anne Marie N. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Easy to purchase and understand and quite affordable for such a big trip that gave me peace of mind. I had to alter my dates after purchasing and they fixed it to my new dates at no additional cost.
John J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Didn't need to use the plan, but was very glad to have the protection on my trip to Hawaii.
LEIGH H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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