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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have visited Aruba rated the Nationwide Mutual Insurance Company Essential plan
4.52 out of 5
133
ratings and reviews
94%
recommended
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Filed claim
Nationwide Mutual Insurance Essential
My brother got ill so I had to reschedule my trip. Every other vendor, flight, rental car, hotel refunded my money. Nationwide refused. I have my homeowners, auto and rental property coverages with Nationwide. I thought that they were a better company than this. FYI: I'm going this week to my brother's funeral.
KEVIN W. would not recommend this plan to a friend or relative.
5 of 5 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Luckily my trip went as planned and I did not have to file any claims. But the $217 Insuranse premium I paid for my piece of mind was too much. It did not even cover the COVID related issues.
Mila K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
The vacation was wonderful. Knowing I was covered going to a different country, I relaxed and just enjoyed myself.
Thank you
William W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Since we did not need to use the coverage it’s hard to provide a lot of feed back. But, based on all I read, it covered the items/concerns we had prior to taking the trip. We felt comfortable that if any illness occurred with family or traveling companions, we had coverage. And, if there were delays with the trip or lost luggage, we were covered.
Jennifer M. would recommend this plan to a friend or relative.
1 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
N/A
Anna S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
My flight to Aruba was canceled because JetBlue had staffing issues and I arrived in Aruba one day later. I incurred a $385 hotel cost which was nonrefundable. JetBlue did absolutely nothing for me and now Nationwide denied my claim because my flight needed to be canceled because of weather. Do not use this company. They will find a reason not to pay your simple claim.
Robert H. would not recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you for your reply. In order to receive payment from the company under Trip Interruption, the interruption must be caused by a covered reason. Unfortunately there is no Trip Interruption coverage if Jet Blue cancels a flight because an employee called in sick. You also did not qualify for reimbursement under Trip Delay since you did not incur any additional travel expenses.

    A supervisor at Nationwide did review the call logs and confirmed that there would be no coverage under this policy based on the information that you provided.
    Jan 14,2020
Nationwide Mutual Insurance Essential
Very easy process to review and purchase coverage. Price was better than what the travel agent offered.
Jean A. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
We were scheduled to go to Aruba in May, but my wife became ill and we cancelled.
What the resort didn't refund Nationwide did including what we paid to the airlines (used points for some of the cost).
The Nationwide rep that worked with me on the refund was very helpful.
We rescheduled the trip and had no qualms getting trip insurance from Nationwide.
Steven S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
So very pleased I purchased this plan as I needed to cancel my trip last minute and the only out of pocket costs I did not get reimbursed for was the cost of the policy itself!
Kathleen D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Reasonably priced for Peace of Mind.
marie c. would recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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