Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Great, affordable policy. Allowed us to relax and enjoy our vacation!
Savinder C. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Fortunately I did not have to use the policy. It was less expensive than the insurance sold by the cruise line.
Danny S. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
I had a medical emergency while on an Alaskan Cruise. Getting a response from the company (how to file a claim, required documentation, etc.) was kind of slow, 2-3 weeks to answer an e-mail, but the claim was paid with no issues. Nationwide had the best price for my needed coverage. Overall a great value.
Dennis S. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Unfortunately my trip was interrupted with the flu. We were restricted to our stateroom for two days.
This insurance paid for all medical costs on the ship as well as two days of the ship's fare while we were restricted.
Very pleased with the plan. It took a bit over 30 days to receive payment, but that's to be expected with any insurance plan.
This insurance paid for all medical costs on the ship as well as two days of the ship's fare while we were restricted.
Very pleased with the plan. It took a bit over 30 days to receive payment, but that's to be expected with any insurance plan.
Dorothy R. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
The only drawback to this plan was that it took five weeks to process the claim. But the claim was processed fairly and easily. I'll buy this the next time.
Deborah S. would
recommend this plan to a friend or relative.
-
Carol
Thank you for confirming that Nationwide processed your claim fairly and easily. Usually Nationwide takes less than 30 days to process a claim except during hurricane season. The Atlantic hurricane system ranges from Jun 1, 2018 – Nov 30, 2018 for storms originating in the Atlantic Ocean. In addition, the Pacific Ocean has also had a very busy year with the first tropical depression recorded on May 15th. When you add all the claims activity from the California fires, you will see a more lengthy claim process at this time of year.Sep 25,2018
The trip included a
cruise
Nationwide Mutual Insurance
Essential
It is hard to say whether a plan is good unless you have to file a claim, which I didn't. Therefore, the ratings are only related to the purchasing of the plan and not the quality of the company, the coverage, customer service or other important issues.
Kier O. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Many times we've purchased travel insurance...........first time we've filed a claim. They did their part as expected, but didn't know if it would be easy. It was......will use them again in the future!!
Susan P. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
The descriptions for coverage are vague making it difficult to find what I wanted. In other words, I was looking for coverage that included cancellation for any reason. The way the description uses the EXCLUSION is very confusing. I will probably not use your company again unless you make the language more concise and user friendly.
Kathy D. would
recommend this plan to a friend or relative.
-
Kyle
Thank you for providing your feedback on this plan.
When using the comparing plans function on our site, you are able to click on each benefit to view the full description of coverage for that particular benefit. Within this quote, you can also view the full certificate of each plan.
When purchasing a policy, we recommend that you contact us at 1-800-487-4722 with any questions or concerns. We have licensed representatives available 7 days a week.Sep 25,2017
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
I didn't use the plan, so I can't comment on that part, but it was easy to sign up for and very reasonable. I will definitely use them again.
Heather G. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
With an upcoming 16 day Alaskan Cruise and Land Journey, we thought it was prudent to purchase Travel Insurance for peace of mind. Luckily, we didn't have to use it but I felt better knowing it was there "just in case" with an elderly parent back home.
michael m. would
recommend this plan to a friend or relative.