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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have taken a cruise tour and visited the United States rated the Nationwide Mutual Insurance Company Essential plan
4.58 out of 5
40
ratings and reviews
92%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
This was the lowest cost plan available for our needs, and came with great reviews. I was not looking for a 'cancel for any reason' plan, since we were quite locked in and only a medical emergency would have been a reason on our end to cancel. It was only for trip interruption/cancel or medical needs as to why I wanted the travel insurance policy.

Obtaining a quote for the plan was easy via InsureMyTrip and purchasing the policy was similarly seamless.

While we did not have to file a claim, I am certain doing so would have been a positive experience.

It was interesting as to the wide variation of policy costs, and some higher cost plans were from companies with very poor ratings. Do research and dont just assume that higher cost plans mean better plans or companies, because that is likely not the case.

This was my first experience with InsureMyTrip and it was a very positive one. I will be a repeat customer in the future when needing travel insurance.
Craig P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Great plan at a great cost. It was cheaper and provided better coverage than the cruise ships recommendation.
Avrum E. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
The coverage was excellent and the price was competitive. Plus, we're big fans of Dale, Jr.!
Clyde M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I purchased the insurance plan to cover the total cost of my trip in case I couldn't attend. That was my main intention for this policy.
I experienced a terrible toothache while aboard on my cruise. The pain was so terrible I went to a dentist in Cozumel Mexico. I was charged $500.00 dollars that resulted in no relief from my pain. I would only wish future policies might include Dental Insurance if seen by a doctor. I'd recommend all to purchase dental if presented in a manor if one is seen buy a physician.
Steven H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Zac
    Photo
    Thank you for your feedback on the policy. The Nationwide Mutual Insurance Essential plan covers up to 500 USD for emergency dental treatment for an accidental injury to sound natural teeth. Both the accidental injury and the emergency dental treatment must occur during the Trip. This is industry standard for Comprehensive travel insurance policies.

    InsureMyTrip does offer Single-Trip Medical plans that cover 100 USD for the relief of pain to sound natural teeth.

    Please call us at 800-487-4722 if you have any questions about medical or dental coverage on any of our products. We look forward to assisting you in the future.
    Nov 09,2016
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I purchased the plan in case of emergency and was satisfied with my purchase. There was a medical evacuation on our ship which made me even more grateful for having a little insurance.
Elizabeth R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Did not have to use it. On a cruise ship for 7 nights and living in the city where the ship departed from, there really was no issue in lost luggage or delayed flights. I was more concern if one of got sick and or I have an 90 year old mother, that I was worried about. But everyone was fine and did not need insurance.
Stanley K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
We used InsureMyTrip because we had a split stay, 6 nights Disney World, 5 nights Carnival cruise, and 3 more nights Disney World. To get insurance separately through Disney and Carnival would have cost more than double the cost of the plan we bought from Nationwide on InsureMyTrip.com. It was very easy to purchase and we got the coverage we wanted.
Kimberly L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Fortunately I didn't need to make a claim. I can only honestly recommend any insurance company when I actually need them.....thankfully I didn't on this trip.
judith b. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
However, I did not file a claim. One can only give a true review when they file a claim.
KAWALL B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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