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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have tour and visited Italy rated the Nationwide Mutual Insurance Company Essential plan
4.56 out of 5
133
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
tour
Nationwide Mutual Insurance Essential
While the true test of an insurance policy/company comes with filing a claim, thankfully I did not have the misfortune of having to try it out. However, based on coverage needs at a competitive cost we choose Nationwide for almost all our travels.
Lynne L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I tried to put in a claim for a baggage delay on my outbound flight and was told that the insurance only covers only inbound flights. This is distressing to me since my baggage delay occurred within the timeframe of the trip. I am still without my luggage almost three days after arriving home. I should be reimbursed for items I have had to purchase due to delay.
Jeanette K. would not recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Mike
    Photo
    Thank you for your feedback on the policy. We are sorry to hear that your baggage was delayed on the way home. It is industry standard to cover Baggage Delay on the outward journey only to cover expenses for personal items that you need while traveling.

    "BAGGAGE DELAY (Outward Journey Only)
    The Company will reimburse You for the expense of necessary personal effects, up to the Maximum Benefit shown on the Confirmation of Coverage, if Your Checked Baggage is delayed or misdirected by a Common Carrier for more than twelve (12) hours, while on a Trip."

    In the future, if you are looking for guidance in selecting a travel insurance plan, please consider contacting our office at 800-487-4722 where a licensed representative would be happy to assist you.
    Jul 01,2019
The trip included a
tour
Nationwide Mutual Insurance Essential
This was my first time purchasing this type of insurance for my child. I had many questions and the travel representatative was so helpful answering all of them. I would highly encourage you to call if you have any questions and you will have peace of mind when traveling or when your loved one is traveling.
Adam R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Did not need to file claim. Reasonably priced.
Catherine G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Did not need to make a claim.
Andrew G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Did not have to make a claim, thank goodness, so can’t speak to claims process. But reasonably priced coverage.
DENISE C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
We had to cancel our trip due to my husbands illness. It took them about 4 weeks after we got the paperwork to them for us to get money back. Very happy with everyone I talked to with questions..
James H. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
The price was right, coverage good and best part: we didn’t need it. It provided peace of mind.
Carlene B. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Fortunately, did not need to use the plan but it was great to know it was there, for a reasonable price, if I did.
Debra T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
over priced for the coverage that is usually not needed
kathryn s. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thankfully you were able to enjoy your travel and had no need to file a claim.

    Please keep in mind that Comprehensive Insurance plan premiums are generally based on the 3 main factors; (1) the ages of the travelers, (2) the length of your trip and (3) the total cost of your prepaid non-refundable trip cost.
    Oct 07,2018
    • KathrynS
      Photo
      Also keep in mind that your health care coverage you have may pay for any medical travel expenses. Check with them before you purchase any trip insurance. Depending on the airline they may provide some relief to air travel getting home.
      Oct 09,2018
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