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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have tour and visited the United Kingdom rated the Nationwide Mutual Insurance Company Essential plan
4.39 out of 5
84
ratings and reviews
92%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
We did not use this since everything went as planned without problems. I would only recommend buying insurance after speaking directly to a person. I tried doing things online and had some issues. I found out I could not put my son and myself on the same plan. The agent was very helpful and carefully explained everything and found me the the best plan for the best price.
Heather S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you very much for your reply.

    In order to insure travelers under the same Comprehensive policy, the travelers must all live in the same state. In addition, travelers with different travel dates must purchase separate policies.
    Jul 17,2018
The trip included a
tour
Nationwide Mutual Insurance Essential
Response time was far too slow, and their determination seemed to be contrary to the coverages summarized during the selection process.
Donald P. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you for providing your feedback which we have also forwarded to Nationwide to review with the claims department. We also offered you an "Anytime" advocate who could review the claim with Nationwide on your behalf.

    Travel insurance is regulated by the states. Nationwide, along with all travel providers, will only pay the claims based on the terms and conditions stated in the policy. All travel insurance is written on a "named peril" basis which means that only those perils/hazards that are specifically listed in the policy are covered. These "named perils" may differ according to policy and may even vary by state.

    Unfortunately, there is no one policy that will cover everything that could occur during a trip. It is important for travelers to take the opportunity to review the terms and conditions of a plan on our website prior to purchasing.

    In the future, if you are looking for guidance in selecting a travel insurance plan, please consider contacting our office at 800-487-4722 where a licensed representative would be happy to assist you.
    Jul 20,2018
The trip included a
tour
Nationwide Mutual Insurance Essential
The plan seemed to have decent coverage at a reasonable price. Thankfully, we didn't have to use it.
Vincent V. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Fortunately we didn't need to file a claim so can't comment further but important to know we had it if needed.
Roger M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I would get a plan that covers cancellation for any reason.
Cameron S. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I didn't need it -- a good thing!!!
Angela D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Ruptured appendix a few days before departure. Simple claim process and promptly refunded. Very pleased and happy we purchased this plan!
carol k. would recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Very easy to acquire the policy, and it gave us a great deal of comfort knowing we were covered while abroad. The price was right.
Scott Y. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Your cost was less expensive than the quote I received from the travel agent. I had no worries since I was insured.
Nancy S. would recommend this plan to a friend or relative.
3 of 5 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
It is difficult to evaluate an insurance plan if you don't make a claim. That is when you can really tell how good it is. InsureMyTrip was very easy to use and provided me quick and clear service.
Christine B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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