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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have visited Mexico rated the Nationwide Mutual Insurance Company Essential plan
4.70 out of 5
837
ratings and reviews
98%
recommended
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Cruise
Filed claim
The trip included a
cruise
Nationwide Mutual Insurance Essential
No complaints.
James K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I have purchased this plan several years in a row. Used once for travel delay and they paid quickly.
Lorene S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
I felt the plan was an excellent value except for one thing. I booked what I thought was a 14 day plan, but the dates of travel were actually 15 days of coverage. I was charged another $50 for an extra day coverage, and was told that plan charged for extra week of coverage because there was no rate for extra day. I would have paid same for 21 days.
John Y. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Zac
    Photo
    Thank you for your feedback on the policy. We understand why you would be disappointed by having to pay additional premium, but it is of critical importance to list the correct departure and return dates on the policy. Claims can be denied if you do not cover from the day you leave your home until the day you return to your home. Unfortunately, in doing the proper thing, you had to pay additional premium.
    Mar 18,2015
The trip included a
cruise
Nationwide Mutual Insurance Essential
We filed a trip cancellation claim due to illness and received a check for the full amount within 2 weeks. Great service.
Dennis M. would recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Lucky I didn't need the policy but thanks...
Audre S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I have Nationwide insurance for all my needs. I love this insurance company, and their rates are extremely reasonable.
Robin S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Excellent customer service when deciding on a policy. This policy provided much needed peace of mind!
Patricia K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
I must say that for the price it was very reassuring to have the coverage. Several years ago I did have a small claim for strep throat on the cruise, and they reimbursed me within a week of submitting my claim. Please don't hesitate, Nationwide is a great company.
Pamela V. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
We did not have to use the Nationwide Mutual insurance, but it was nice to know that we had it. My hope would have been that everything we needed would have been covered.
Lynn H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
When I made my reservations, I was not thinking about what could happen between the time I purchased my trip and the departure date. All I knew was that I was going and that was it. 1 month before the scheduled vacation my mother had a stroke and was going through a slow recovery. I decided to check into insurance and found this insurance. The price only $29 more than I would have paid had I bought it right away. Buying insurance is important because anything can happen and the cost was worth it so I could sleep at night.
Mary S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Zac
    Photo
    Thank you for your feedback on the policy. We are pleased to learn that the policy provided you with peace of mind. For comprehensive plans offering trip cancellation, coverage will be provided for unforeseen medical emergencies that occur after the effective date of coverage.
    Feb 16,2015
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