For a better experience, our site works best in Chrome, Firefox, & Edge.
Call us

Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have taken a cruise rated the Nationwide Mutual Insurance Company Essential plan
4.69 out of 5
3,271
ratings and reviews
97%
recommended
Sort by
Showing
Cruise
Filed claim
The trip included a
cruise
Nationwide Mutual Insurance Essential
While understanding age is a large contributing factor, your policies do not take into consideration other factors such as non-smoker or fit bodies, hence the 4 stars above.
Francis F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
My wife’s dentures broke while on the cruise and the policy did not cover this loss
Raymond K. would not recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Mike
    Photo
    Thank you for your feedback on the policy. Unfortunately, this is a general exclusion with most plans.

    Per your policy certificate, the following is a listed exclusion:
    "12. artificial teeth and dental bridges;"

    Please contact us at 800-487-4722 if you have any further questions or concerns.
    Jan 09,2020
The trip included a
cruise
Nationwide Mutual Insurance Essential
First time we have filed a claim. Took some work getting all the documentations that is required when you cancel a cruise. I did all they asked and was rewarded with my money back fairly quickly. Thank you Nationwide.
Caroline W. would recommend this plan to a friend or relative.
2 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I was paid in full for the medical expenses I incurred on this trip. My claim was processed promptly. I highly recommend this company & their policy.
Calvin H. would recommend this plan to a friend or relative.
2 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
I went on a cruise to Hawaii and it was so rough we were unable to stop in Maui where I had a hotel reserved. I called and was told this was not trip interruption and I should have gotten cruise insurance. I got this insurance because I was going places other than the cruise (like Maui). Anyway, I'm out $300.00 and the cost of the useless insurance.
susan s. would not recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Michelle A
    Photo
    Thank you for your review. Most travel insurance policies do not cover what occurred during your trip. There are some insurance providers that offer Cruise policies, these are policies that offer cruise specific benefits. Benefits can include Itinerary Change, Port of Call Change, Shipboard Service Disruption and others. For assistance finding the best plan for your concerns and going over the difference among plans, please call us at 800-487-4722.
    Dec 18,2019
The trip included a
cruise
Nationwide Mutual Insurance Essential
Fortunately we did not need the insurance and had a great trip. This insurance gives me a lot of peace of mind for a reasonable price.
Deborah M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Having this policy gave me peace of mind in knowing that if something happened to my elderly mother or others in my family (I'm not a spring chicken myself) I could cancel my trip.
Michael L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Glad I did not have to use it.
MICHAEL B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Fortunately, we didn't need the travel insurance plan. But, I always feel better having it, just in case. Have used Nationwide on several occasions.
Dale H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
We were very happy with this plan and will get it again for our next trip. Of all the years getting travel insurance, this was the first time we had to use it. It was just for the cost of a hotel stay due to our flight being delayed due to weather and missing our connection. We received reimbursement in a timely manner.
Karen R. would recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
Show reviews per page.

Top 5 Providers

  1. GeoBlue
    (4.71)
  2. International SOS
    (4.67)
  3. Berkshire Hathaway Travel Protection
    (4.64)
  4. Medjet
    (4.63)
  5. Trawick International
    (4.61)
  1. Berkshire Hathaway Travel Protection
    (4.49)
  2. Travelex
    (4.44)
  3. GeoBlue
    (4.43)
  4. John Hancock Insurance Agency, Inc.
    (4.28)
  5. AIG Travel
    (4.27)