Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
The trip included a
tour
Nationwide Mutual Insurance
Essential
I unfortunately did have to cancel my trip due to a persistent leg tendon and nerve injury. It was an active hiking and bicycling trip, and I canceled my trip before the final payments were due for the organized tours. My doctor would not sign off on the form saying I was unfit to travel because of the limited wording of the question -- I clearly could get on an airplane, although I could not complete the trip I had planned. Initially Nationwide denied my claim, but I sent back an email again explaining that I did not want to cancel my trip but could not do the trip I had planned. (As required in making a claim, I had submitted itineraries for the guided portions of my trip). My doctor agreed that I could not complete the trip, as he indicated in a written statement, even though he would not check the box saying I was unfit to travel. Frankly, I did not expect my email to change anything; but, much to my surprise, I received an email response in less than a week saying that my claim had been sent to appeals and Nationwide would be sending me a check for my claim. It took some work getting to this result. It is small consolation, as my injury months later is just slowly getting better, but ultimately Nationwide made a fair decision. For that I give the company 5 stars.
Joanne P. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
The trip included a
tour
Nationwide Mutual Insurance
Essential
it is difficult to provide meaningful ratings as all we did was purchase coverage that we (thankfully) didn't use.
Michael G. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
It is difficult to rate a plan unless you file a claim. Fortunately the trip went as planned and no problems were encountered.
Laura L. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Very reasonable. Comfortable to know all of my concerns were covered.
Cheryl T. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Difficult to rate the insurance since I didn't have to make a claim (thank goodness). All trip insurance is expensive until there is a need to use it and then it is a godsend (especially evacuation!)
Kathleen H. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
I would not have traveled to Europe without insurance. It was a fair price for the coverage and thankfully we did not need to use it.
Renda B. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Filed a claim for luggage lost by the airline. Nationwide paid the full amount for the delay AND the loss. Very happy! Would buy Nationwide again.
But, keep in mind: 1) You need receipts for the items that were lost in your luggage! Buying online (like Amazon, REI...any site that keeps purchase records) helps a great deal here. 2) It takes a number of months to file claim and receive payment. First must get airline confirmation that it's lost, then file claim with airline, then with Nationwide. 3) Keep boarding passes, luggage receipts, airline lost baggage paperwork...you'll need it all. Do all this and the claim was relatively easy.
But, keep in mind: 1) You need receipts for the items that were lost in your luggage! Buying online (like Amazon, REI...any site that keeps purchase records) helps a great deal here. 2) It takes a number of months to file claim and receive payment. First must get airline confirmation that it's lost, then file claim with airline, then with Nationwide. 3) Keep boarding passes, luggage receipts, airline lost baggage paperwork...you'll need it all. Do all this and the claim was relatively easy.
Jeffrey S. would
recommend this plan to a friend or relative.
2 of
3 people found this review helpful
The trip included a
tour
Nationwide Mutual Insurance
Essential
This Nationwide "Essential" plan was had superior coverage when compared to others with similar price. I made a slight mistake on the input form, and they were fast in helping me correct it. That was excellent customer service, but I did not file a claim. Look for reviews where claims were actually paid. I saw enough good ones to buy it.
William G. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
thankful to have coverage (just in case) and even more thankful not needing to use it. Peace of mind is what I would call having Travel Insurance. :-)
Thanks,
Michael and Suanne
Thanks,
Michael and Suanne
Michael R. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Since we didn't need to file a claim there is not much I can say.
Larry L. would
recommend this plan to a friend or relative.