Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Plan covered my needs for the trip. Since I did not need to file a claim, I cannot comment on the claim process.
Shannon M. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
We didn’t use the plan but did see others with issues. Hopefully they had one! It gave us peace of mind.
Michael K. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Our trip to Cuba was plagued by problems that included delayed and cancelled flights that forced us to stay overnight at the DFW airport in both directions. In addition, luggage was lost and did not arrive in Cuba until five days into a one-week trip.
The claims process was very demanding; despite sending in 30 pages of documentation, the adjuster kept asking for more. In the end, using numerous loopholes, the company got out of paying us much at all -- essentially we got about the price of the policy, while remaining out of pocket for approximately $2000. I would not use this company again.
The claims process was very demanding; despite sending in 30 pages of documentation, the adjuster kept asking for more. In the end, using numerous loopholes, the company got out of paying us much at all -- essentially we got about the price of the policy, while remaining out of pocket for approximately $2000. I would not use this company again.
Cheryl C. would not
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Peace of mind allows for a more enjoyable trip.
H Brian H. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
It was a Good Deal for the Price , However Due to a Permit Issue with the Mexican FAA We were forced to Fly a much smaller Airplane back to Ensanada Mex Not to TJ Mex, had to ride a Bus to the Boarder.
Not sure the insurance would have even covered That? But I do like doing Business with this Company.
Not sure the insurance would have even covered That? But I do like doing Business with this Company.
Terry D. would
recommend this plan to a friend or relative.
-
Carol
Thank you for your feedback. We are pleased to hear that you enjoy doing business with Nationwide.
In order to have coverage under Travel Delay, you would have to experience a minimum of a 6 hour delay that resulted in "Additional Expenses (which) means any reasonable expenses for meals and lodging as well as local transportation and essential phone calls that were necessarily incurred as the result of a Hazard and that were not provided by the Common Carrier or other party free of charge."
If your situation did involve a 6 hour delay resulting in "Additional Expenses", you may wish to file a claim with Nationwide:
Toll Free: (888) 490-7606
Fax: (800) 560-6340
[email protected]
Mon, Tue, Wed, Fri 8:30am-5:00pm ET, Thurs 9:30am-5:00pm ETSep 10,2019
The trip included a
tour
Nationwide Mutual Insurance
Essential
We did not need to file a claim therefore I can't comment any further.
Nancy S. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Did not have the need to use it....we rarely purchase trip insurance, but for an active adventure to South America, it was a comfort to have.
BARBARA E. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
I did not find that the coverage is adequate for extreme sport. While you are hiking in remote areas, better coverage is needed.
Meir H. would
recommend this plan to a friend or relative.
-
Carol
Thank you for your comments. However, your Nationwide Essential policy doesn't consider hiking an extreme sport. In this policy, coverage is excluded for:
"12. participating in bodily contact sports; skydiving; hang-gliding; parachuting; mountaineering; any race; bungee cord jumping; and speed contest (speed contest shall not include any of the regatta races;) scuba diving; spelunking or caving; heliskiing; extreme skiing..."
In the future, you may wish to call InsureMyTrip.com at 800-487-4722 to review your options.Sep 10,2019
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
I've never had to file a claim yet but it always gives me peace of mind to know it's there if I need it. Plus it is more reasonably priced than what is offered by the travel agency or cruise line.
I was sick several years ago with the flu and went on my cruise anyway because I did not have Insurance.
I was sick several years ago with the flu and went on my cruise anyway because I did not have Insurance.
Raymond W. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
This is the second policy I purchased in the past year. Thankfully we have not needed to file a claim. So I don’t really know how good the policy is or how quickly claims are processed. However the peace of mind was wonderful. The policy I chose would cover all my concerns if need be.
Lorna T. would
recommend this plan to a friend or relative.
it is unfortunate that all expenses were not fully reimbursed, your claim representative at Nationwide Mutual
did follow the policy wording and paid the claim accordingly. Please also note that InsureMyTrip publishes the certificate for every policy on our website and encourages our customers to review the policy terms and conditions and call us with any questions.