Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Did not need to make a claim.
Andrew G. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Trip was cancelled and had no coverage for mechanical problems. Only paid for the United fees to change our tickets to come home a week early.
Steven W. would not
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
The trip included a
tour
Nationwide Mutual Insurance
Essential
As a result of the Bomb Cyclone Blizzard in Denver, we were able to reschedule our flights and hotel reservations through Southwest Vacations. Nationwide was a pleasure to work with in being able to reschedule our insurance dates so that we could be covered for our rescheduled vacation.
Teresa M. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
My parents are in their 90’s. It was very comforting knowing if something happen prior or during my trip I could be home without loosing the money invested in my trip.
Carol A. would not
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Very happy with this insurance. Thank you.
Elsa V. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Fortunately we didn’t need to use the insurance, but having this plan gave us peace of mind.
Cornelius D. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Luckily my trip went smoothly and I had no need to use the policy.
Charles L. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Much more affordable than the plans offered by the the travel agent.
Victor T. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
It was easy to obtain and was lower than anything local. Very pleased and have bookmarked for future trips.
Warren W. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
On my way to Bangkok I chipped my tooth and I was not going to have it repaired there as the places where not to my standards. When I came back to the US I made an apt. with my dentist to get it repaired and found out that it is not covered. Bangkok is a 3rd world city and the thought of having my tooth worked on there was not an option for me. I feel like this should of be covered but was told it is not.
Eileen G. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
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Mike
Thank you for your feedback. We are very sorry to learn that you chipped a tooth during your trip and are dissatisfied with this policy. The claims administrator is required to adjudicate claims based on the terms and conditions of the policy. With any travel insurance policy you would have to seek treatment during your trip for it to be considered a covered expense. Once you return home, the policy will terminate.
Per the Covered Expenses definition in your certificate: "Reasonable and Customary Charges incurred while insured under this Certificate; and that do not exceed the Maximum Benefit limits shown in the Confirmation of Coverage, under each stated benefit."
In the future, please consider contacting the claims department immediately after suffering a loss to receive the claims procedure. Please call us at 800-487-4722 if you have any questions or concerns. We would be happy to assist you.
Mar 07,2019
We regret to hear that your claim was denied. No one ever wants to hear that there is no coverage for a cancelled trip. However, Trip Cancellation only reimburses if your reason for cancellation is a covered reason listed in your policy. Unfortunately, Mechanical Breakdown of your Common Carrier is not listed as a covered reason.
Please call us weekdays from 7:00 AM to midnight ET or weekends from 9:00 AM to 9:00 PM ET at 800-487-4722 if you have any questions.