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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have taken a cruise and visited the Caribbean rated the Nationwide Mutual Insurance Company Essential plan
4.72 out of 5
1,111
ratings and reviews
98%
recommended
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Cruise
Filed claim
The trip included a
cruise
Nationwide Mutual Insurance Essential
It was a comfort to know we had trip insurance. With elderly parents you never know when you might have to leave urgently or cancel the trip. Also, accidents can happen while on a trip so again it was reassuring to know we had additional coverage.
Kari A. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
I think that people that take insurance for these trips and never use it should get a discount on future cruises or trips.
I also feel that individuals requiring wheel chairs,walkers, or canes for their mobility pay a greater amount for their coverage because they are often either injured by falls or cause others to be injured trying to get out of their way.
WARREN S. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you for providing InsureMyTrip with feedback regarding your policy. Your points are well taken.

    Travel insurance is similar to Home Owner's insurance, premium is paid to protect your investment against potential perils. However, typically there is no discount for not having damage to your home- much the same as travel insurance cannot be discounted for not having to cancel your trip.

    For comprehensive policies, premium is calculated based on: the trip cost, the length of travel, and the age of the traveler. The policy you purchased, appears to have covered pre-existing medical conditions at no additional cost, since you purchased within 10 days of making the initial trip payment.

    Please let us know if you have any questions or need anything further.
    Feb 10,2016
The trip included a
cruise
Nationwide Mutual Insurance Essential
The purpose use of this insurance was for a 15 days eastern Caribbean cruise. Thankfully, we did not have to use it, but it was nice to know it was there to help.
Raul P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
It made me feel so relaxed knowing that we were covered if anything happened during our trip. Have been using InsureMyTrip.com for several years.
JOYCE B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
We would definitely recommend Nationwide, it is very competitive and has thorough coverage. Great price.
Huibert S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Thankfully I did not need to use it but it is a nice feeling to know that it's there. Thank you.
Vita J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Price was reasonable for coverage provided.
Dennis K. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
The price was very reasonable, and I have to give credit to you for the help I received from your customer service representatives. I was almost certain I would be treated like another number/cog and have to deal with indifferent customer service representatives, but these folks were absolutely friendly and wonderful to work with. They really helped set my mind at ease and convince me that this coverage was the right thing to do. Thank you for giving us peace of mind for our trip. We will definitely be using you guys again in the future!
Michael E. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Quick and easy application, and very competitive price for the coverage. Have purchased a similar policy for a future trip since obtaining the original.
James N. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
All went very well. This is our second cruise trip with your Insurance. We have two more cruises later this year. We will continue to utilize your insurance services. We have referred several of our friends and cruise neighbors to you. Thanks for giving us the insurance package we required at a very good price.
Richard M. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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