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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have visited France rated the Nationwide Mutual Insurance Company Essential plan
4.58 out of 5
162
ratings and reviews
98%
recommended
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Cruise
Filed claim
Nationwide Mutual Insurance Essential
Did not end up needing the coverage; provided peace of mind in case anything unforeseen re: a medical event or delay came up.
Amy J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
I didn't have to use this insurance still wanted to have it just in case. We never know.
Paulo L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
My wife felt much more secure with the policy.
James R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Wish I didn't feel the need to "waste" my money when I have never needed to use the insurance but I do feel it is a necessarily. Your plan is reasonably priced.
Lynne E. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
I supplied all the documentation on 2/9/17. I got my checks on 4/13.

There were two problems. The reviewer would not accept a paid statement from the cruise line as proof of payment. The notification of this rejection was not communicated clearly resulting in delays.

Put another way, this the kind of BS we expect from insurance companies. Delaying payment to improve their cash flow. I made numerous phone calls and it still took over 2 months.
Michael D. would not recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Mike
    Photo
    Thank you for your feedback on the policy. We are sorry that you were dissatisfied with your claim experience. We are pleased that you ultimately received reimbursement of your loss. We do want you and your fellow customers to be aware that InsureMyTrip offers a Customer Advocate Program. Customer Advocates are representatives assigned to assist customers who experience issues after filing a claim. Requesting a Customer Advocate is as simple as calling 800-487-4722 or emailing [email protected], explaining the events which resulted in a claim, and the challenges you are facing.
    Apr 24,2017
The trip included a
tour
Nationwide Mutual Insurance Essential
I'm sorry that I didn't respond earlier (found this in old email). I did experience the theft of my purse at the Nice Airport and Nationwide "had my back". While, of course, there were financial limitations which meant that my losses exceeded the reimbursement, I was pleased with how I was treated by phone and was surprised by the quick response to my claim. You are my "go to" now! Thanks so much for making an upsetting incident much less.
Denise M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
We take this plan for every vacation due to price and what is provided. Fortunately we haven't had to use it, but it's nice to have insurance just in case.
John S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Knowing I had the protection is reassuming to my family and myself. The good news is the trip did not realy test the questions above asked. Still I will buy it again through Insuremytrip, you will get remainder before you leave about what you have purchase as well as tips about travel. Never overdone.
Thomas F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I didn't have need to use the insurance, but valued the peace of mind it provided.
Amy J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Didn't have to use the plan, but was glad I had it and covered what I needed.
Brittany M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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