Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
Nationwide Mutual Insurance
Essential
Great plan that covered all what I needed, and was a great price.
Helen S. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
We did not have to use the plan but we were relieved to know that it would have covered at least some of our expenses had we needed to delay our return because of Hurricane Dorian.
Alan N. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
DONT GET IT THIS IS A RIP OFF WE HAD A 5 HOUR TRIP DELAY HAD TO PAY OUT OF POCKET FOR TAXI, HOTEL, REBOOKING FLIGHTS ONLY TO FIND OUT OUR TRIP INSURANCE WOULD NOT PAY UNLESS IT WAS A 6+ HOUR DELAY WHAT A WASTE
David B. would not
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
I wasn't thinking about medical coverage at all when I purchased this plan, but I broke my arm while on vacation in Ireland. As soon as I returned home, I filed a claim. I expected a lengthy process and requests for more paperwork. Instead, I received a check for all of my expenses within about two and a half weeks.
Susan B. would
recommend this plan to a friend or relative.
3 of
4 people found this review helpful
The trip included a
tour
Nationwide Mutual Insurance
Essential
Only thing I would do different is make sure you book your flights within 10 of purchasing an insurance plan so they are covered read the fine print.
Darin G. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Definitely easy to apply one insurance plan to the entire trip to cover flights, hotels, excursions, etc. Even though I did not have to utilize the plan, it always gives me peace of mind for the unexpected.
Shirley H. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Thanks.
Susan S. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
It was good to have peace of mind. Our cruise started with a delay to remove an I'll passenger from the ship by ambulance. Later, in Belfast, our ship was delayed again when a passenger died. These things do happen on vacations. I feel deeply for those passengers and their families and hope that they had insurance.
Steven H. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Trip cancellation, interruption and delay are very specific per each policy. Be sure to read the fine print as to when they take in effect so as not to be disappointed later when a claim is not paid. Sadly, Nationwide would not cover our trip delay expenses because the delay was not 6 hours or more.
Danette L. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
-
Carol
Travelers will find that every Comprehensive plan makes basic trip cancellation coverage available that will extend coverage for the cancellation of a trip for specific unforeseen, covered reasons. Commonly, travel insurance plans, such as the Nationwide Essential plan, will cover reasons such as:
The unexpected death, illness, or injury of you and/or a traveling companion that deems you unfit to travel, by order of a licensed physician;
The hospitalization or death of a non-traveling family member;
Weather or common carrier related issues that causes your common carrier to cease operations for 24 hours;
Unforeseen natural disasters at home or the destination; and
A legal obligation, such as being called for jury duty or to appear as a witness in court. However, we recommend that you review the covered reasons in your certificate since they do vary from plan to plan.
Travel Delay under the Nationwide Essential plan does reimburse the traveler for your incurred expenses but only after a six hour delay for a
Hazard which means:
"a) Any delay of a Common Carrier (including Inclement Weather).
b) Any delay by a traffic accident en route to a departure, in which You or a Traveling Companion is not directly involved.
c) Any delay due to lost or stolen passports, travel documents or money, quarantine, hijacking, unannounced Strike,
natural disaster, civil commotion or riot.
d) A closed roadway causing cessation of travel to the destination of the Covered Trip (substantiated by the department of transportation, state police, etc.)"
InsureMyTrip encourages all customers to the certificate which is attached to each quote prior to purchasing.Nov 21,2018
Nationwide Mutual Insurance
Essential
I did not have a claim so I really don't know how good this insurance really was.
John H. would
recommend this plan to a friend or relative.
"The Company will reimburse You for Covered Expenses on a one-time basis, up to the Maximum Benefit shown on the Confirmation of Coverage, if You are delayed, while coverage is in effect, en route to or from the Trip for six (6) or more
hours due to a defined Hazard.
Covered Expenses:
(a) Any Additional Expenses incurred;
(b) An Economy Fare from the point where the You ended Your Covered Trip to a destination where You can catch up to the Covered Trip; or
(c) A one-way Economy Fare to return You to Your originally scheduled return destination."
In the future, you may wish to review your policy prior to purchasing. A summary of coverage information is included in your Nationwide quotes and Confirmations of Coverage.