The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
In order to have coverage under Travel Delay, you would have to experience a minimum of a 6 hour delay that resulted in "Additional Expenses (which) means any reasonable expenses for meals and lodging as well as local transportation and essential phone calls that were necessarily incurred as the result of a Hazard and that were not provided by the Common Carrier or other party free of charge."
If your situation did involve a 6 hour delay resulting in "Additional Expenses", you may wish to file a claim with Nationwide:
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