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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have tour and visited the United States rated the Nationwide Mutual Insurance Company Essential plan
4.64 out of 5
265
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
This is the second policy I purchased in the past year. Thankfully we have not needed to file a claim. So I don’t really know how good the policy is or how quickly claims are processed. However the peace of mind was wonderful. The policy I chose would cover all my concerns if need be.
Lorna T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I was very pleased with the response on my claim. Because I had kept all of my receipts to support my claim, the process went very smoothly. I will use Insure My Trip next time I travel.
Juliann M. would recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Was very comforting to know we were covered in the event of bad fortune. Thankfully our trip went smoothly.
Dawn B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
This was the lowest cost plan available for our needs, and came with great reviews. I was not looking for a 'cancel for any reason' plan, since we were quite locked in and only a medical emergency would have been a reason on our end to cancel. It was only for trip interruption/cancel or medical needs as to why I wanted the travel insurance policy.

Obtaining a quote for the plan was easy via InsureMyTrip and purchasing the policy was similarly seamless.

While we did not have to file a claim, I am certain doing so would have been a positive experience.

It was interesting as to the wide variation of policy costs, and some higher cost plans were from companies with very poor ratings. Do research and dont just assume that higher cost plans mean better plans or companies, because that is likely not the case.

This was my first experience with InsureMyTrip and it was a very positive one. I will be a repeat customer in the future when needing travel insurance.
Craig P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
It was easy to obtain and was lower than anything local. Very pleased and have bookmarked for future trips.
Warren W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I'm so glad I had this travel insurance in place. A few days before our trip I was diagnosed with a rare cancer. This was a complete shock as I was in great health. I remember telling the agent that I'd have to be dead not to take this trip, it was such an important event for us, a real "bucket list" thing. Fortunately, my doctors all agreed that taking the trip was perfectly fine and we could deal with the needed surgery afterwards. The peace of mind this policy gave me was invaluable, even though I did not end up needing to make a claim.
James F. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Due to medical issues our trip had to be cancelled. Filing a claim was easy and phone representatives were helpful. They claim that it takes 15 business days which was fairly accurate as I had my check in hand in 20 business days.
Very pleased with their service and plan.
Wendy A. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Provided good piece of mind on my trip.
Daniel R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Great plan at a great cost. It was cheaper and provided better coverage than the cruise ships recommendation.
Avrum E. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
The plan was easy to purchase online. Due to an accidental overbooking by our tour company, our travel dates needed to be changed. It completely slipped my mind to change our insurance until we were a couple of weeks away from our departure. They were awesome to work with and with proper documentation from the tour company changed our covered travel dates no problem. They were great at communicating with me and I really appreciate how on top of everything they were. We did not end up needing to file any claims, but it's nice to know we were covered.
Laurie M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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