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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have tour rated the Nationwide Mutual Insurance Company Essential plan
4.60 out of 5
2,521
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
tour
Nationwide Mutual Insurance Essential
I didn't have to use it. Which is good, I guess. But, I can't fairly comment on how good the service might have been if things went awry - which is the way of most insurance or warranty reviews - the proof is always in the collapsed pudding rather than the uneventful journey.
Sundeep R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Cheapest plan than any others offered.
Lev F. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Having this plan gives pe3ace of mind in the event something happens. Going back to you today to protect me next trip.
Kelley D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Good coverage for price. Fortunately, did not have to use it!!
Kathleen L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I had to be hospitalized overnight in Playa del Carmen while on vacation. It too over 3 months for my primary insurance to process and pay my claim before I could submit to Nationwide. Once submitted to them, they paid all the remaining amount in less than three weeks. They were much easier to deal with than my own health insurance provider. They covered their obligation quickly with no hassles. I usually take a couple of trips a year and always buy travel insurance. Nationwide will continue to earn my business. They provide the coverage I need at a price that's very affordable.
David A. would recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Love the insurance didn’t have to use it but it’s nice to have for peace ‘mind
Rossana N. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Did not have to make a claim, thank goodness, so can’t speak to claims process. But reasonably priced coverage.
DENISE C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
This insurance was reasonable and competitive in price, and provided the needed coverage. However, when our total trip amount dropped substantially well before the trip date, due to a reduction in ticket prices, the company was totally unwilling to adjust our insurance price accordingly. We were forced to insure our trip for twice the needed amount. I realize that information is buried in their fine print, but we did not appreciate the lack of understanding and flexibility the company operates under. I would never use this company for my travel needs again.
Donna K. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    We can understand that you would not be pleased with the response. Unfortunately, it is not the decision of InsureMyTrip, but it is based on the wording on page 1 of your policy certificate.

    "All premium is non-refundable after a ten (10) day review period. In the event the premium paid for coverage is less than the required premium for coverage, benefits will be paid in direct proportion of the actual amount paid to the required premium due."

    You are certainly able to request changes to your policy any time prior to your departure date, but a refund would not be provided if the change resulted in a decrease in premium.

    Please feel free to call Customer Care at 800-487-4722 if you have any further questions.
    Dec 26,2018
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Fortunately did not have to use any of it.Å‚
Zbigniew M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Thanks
Elizabeth R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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