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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have visited the Caribbean rated the Nationwide Mutual Insurance Company Essential plan
4.72 out of 5
1,143
ratings and reviews
98%
recommended
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Cruise
Filed claim
The trip included a
cruise
Nationwide Mutual Insurance Essential
I never had a claim so I don't know how I feel about that , but I love how I can go on line and check and pick which insurance company to choose from. I always use InsureMyTrip. I have been on 33 cruises and I always beat cruise line insurances by 50%. Thank you.
Jerome S. would recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
good coverage for a fair price!
richard e. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
We had to make a claim due to my husband experiencing a traumatic injury about 2 months before our anniversary trip. Due to his inability to travel during our trip time, we made a claim and received a full refund. We had to fill out the required paperwork, but there were no questions asked, and we received our claim quickly. Such a relief to be covered for something like this and for it to be fairly easy to make a claim while we were dealing with a traumatic injury.
Adam W. would recommend this plan to a friend or relative.
6 of 6 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
I luckily did not have to use the coverage, but it seemed to cover what we needed
James K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Overall we thought we were covered for all situations that would impact our trip. Unfortunately, my husband was impacted by the government shutdown and was furloughed. When we contacted customer service we were told that we did not have the additional coverage needed for a job interruption.We did go on our trip and thoroughly enjoyed it. Unfortunately, we had to use a credit card since we had a delay in getting my husband's salary. If we had the appropriate coverage, we would have not gone on the trip.
Annie D. would recommend this plan to a friend or relative.
4 of 6 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Matt M.
    Photo
    Thank you for your feedback. We have passed the review along to TruTravel. We are open seven days a week and 365 days a year to help you choose a policy that will best suit your needs for your future trips.
    Nov 20,2013
The trip included a
cruise
Nationwide Mutual Insurance Essential
great value, more comprehensive and less costly than insurance from cruise website.
eileen o. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Although I am thankful I did not have to file a claim, I felt secure knowing I had coverage should I have needed it!
ROBERT C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Purchased a week before my trip. Covered what I thought would be important. Reasonable price. Didn't need to use it( thankfully) but I would purchase again.
Shari R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
The plan was recommended to me by InsureMyTrip. After several questions and reading all the paperwork, the plan covered all my needs at the best price. I didn't need to file a claim, so I can't comment on that.
Susie M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
I did not have to use then plan but I was happy to know I had it.
Deborah L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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