Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
I thankfully didn’t have to use it but just knowing I was covered was great relief
Carol M. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
The only drawback to this plan was that it took five weeks to process the claim. But the claim was processed fairly and easily. I'll buy this the next time.
Deborah S. would
recommend this plan to a friend or relative.
-
Carol
Thank you for confirming that Nationwide processed your claim fairly and easily. Usually Nationwide takes less than 30 days to process a claim except during hurricane season. The Atlantic hurricane system ranges from Jun 1, 2018 – Nov 30, 2018 for storms originating in the Atlantic Ocean. In addition, the Pacific Ocean has also had a very busy year with the first tropical depression recorded on May 15th. When you add all the claims activity from the California fires, you will see a more lengthy claim process at this time of year.Sep 25,2018
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
So glad I had the plan and greatful I didn't have to use it.
Phyllis M. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Much, much too expensive! Outrageous! Not easy to use and discourages use. My wife was seriously ill and hospitalized for 6 days just prior to the trip but filing a claim would have been substantially difficult and burdensome, so, she summoned up what strength she had and we went on the cruise. She was in pain, and uncomfortable throughout the trip and she did not get off the cruse ship until we reached our home port.
Jay B. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
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Mike
Thank you for your feedback on the policy and we are sorry to learn that your wife suffered an illness prior to your trip.
The policy that you purchased does cover the following if you had to cancel or interrupt your trip.
"(a) Sickness, Accidental Injury or death of You, a Traveling Companion, or Family Member which results in medically
imposed restrictions as certified by a Physician at the time of Loss preventing Your participation in the Trip. A Physician
must advise cancellation of the Trip on or before the Scheduled Departure Date;"
It would be standard procedure with any travel insurance policy that you would have to file a claim in order to be compensated for Trip Cancellation. We would be happy to speak with you further about your experience and/or provide any clarification of policy terms and conditions. Please let us know if you have any questions or need further assistance, we can be reached at 800-487-4722.Oct 01,2018
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Did not use it so can't provide too much feedback.
Donna W. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Just peace of mind knowing if something unforeseen happens, you have the coverage needed.
Barbara R. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
There was a possibility we might have to use our Nationwide Insurance Coverage. The Customer Service Agent was able to answer all of my questions and emailed me the forms I would need if we had to cancel our trip. Fortunately, we did not have to cancel and having the coverage on the trip was comforting as well!
ALBERT R. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
I never realized how reasonable trip insurance could be. So important to have - "it will never happen to you" until it does.
Jamie S. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
No need for it this trip but good to know I have it.
Sherrie T. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
Travel Insurance is a must. Insuremytrip offers great selection of insurance at affordable prices.
Steven H. would
recommend this plan to a friend or relative.