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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have visited the United States and tour rated the Nationwide Mutual Insurance Company Essential plan
4.64 out of 5
265
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
tour
Nationwide Mutual Insurance Essential
We were unable to go in the trip because I was diagnosed with breast cancer; I needed surgery and started treatments shortly thereafter. Nationwide processed our claim very promptly and refunded the cost of our trip. We truly appreciate their service concerning this claim.
James H. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
While fortunately i did not need to implement my plan, it was a huge peace of mind knowing I had coverage. My trip was physically demanding and also not easily accessible (Grand Canyon) so I was reassured I was covered if something happened in the canyon. My friend had the same plan and had to cancel early before the trip due to injury. She had no issues with getting her refunds.
Pamela M. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I did not file a claim so I have no knowledge of how Nationwide would process a claim. I chose this policy because it was the only comprehensive coverage that did not require mandatory life insurance coverage, something that is not necessary for me.
Larry Dean M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
What can I say? Insurance is a necessary evil and I had to purchase a policy. This one was adequate and served my needs. I think insurance rates are always too high and that is why the companies can build the biggest buildings with their profits and the consumers struggle to pay all their bills.
LInda G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Cheap reliable and perfect for our needs. First trip insurance ever.
John C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
It took two months to resolve a claim for just over $250, way too long and it required multiple phone calls to follow up.
Stephen H. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Kyle
    Photo
    Thank you for providing feedback on this policy.

    We are sorry to hear that your claims experience had taken longer than usual. In the future, please feel free to contact us at InsureMyTrip.com for claims assistance. If your claim takes longer than the standard 30 days, we can assign a Claims Advocate to your case. We are ultimately happy to hear that your claim was resolved.

    Please feel free to contact us 1-800-487-4722 if you have any further questions or concerns.
    Mar 30,2018
The trip included a
tour
Nationwide Mutual Insurance Essential
Obtaining this insurance was quick and easy, and it gave me peace of mind as I prepared for my adventure.
Deb D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I always turn to InsureMyTrip.com when seeking travel insurance. They have multiple plans to meet every need and my plan with Nationwide was one such plan. Very happy to find a great insurance plan at a great price.
Susan R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I didn't file a claim thereby some of your questions are not relevant. You need to add an N/A option
Elaine G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Had to cancel trip due to jury duty and the claim was handled promptly without the unnecessary back and forth and resending of stuff that I experienced with a different company a few years back.

I sent one email with attached documentation; they contacted me after a week or so by phone and email to request a receipt I had not included. I sent that and when I emailed for follow-up after around 2 weeks, they phoned to tell me the check had already been mailed. From the time I contacted them for the forms to the day I received a check was exactly 1 month.

The only suggestion I would have for them is to provide a link for claimants to access the forms online. You have to email them for the forms and that takes about a week. Not a huge deal but would be nice. Would definitely use them again.
DIANNE D. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
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