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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have taken a cruise and visited the Bahamas rated the Nationwide Mutual Insurance Company Essential plan
4.74 out of 5
351
ratings and reviews
98%
recommended
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Cruise
Filed claim
By
on
for a trip to the Bahamas. the Bahamas.
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
The plan met my needs. I was pleased to have no problem changing destinations when my cruise was rerouted to the Bahamas, instead of Cuba.
Linda P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
By
on
for a trip to the Bahamas. the Bahamas.
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
It had the aspects we needed at reasonable price. We didn’t need it thank goodness, but there was a medical emergency on our cruise which made the point that you never know when it could be you.
Dean M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
By
on
for a trip to the Bahamas. the Bahamas.
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Excellent customer service. Really appreciated the bon voyage email the day we left on our trip so I had the policy readily available in my inbox when we were away. Will definitely use this service again!
Shelly I. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
By
on
for a trip to the Bahamas. the Bahamas.
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Good value for cost. Did not have to use it.
Nancy W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
By
on
for a trip to the Bahamas. the Bahamas.
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Didn’t use the plan, so really nothing to rate.
Kenneth S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
By
on
for a trip to the Bahamas. the Bahamas.
The trip included a
cruise
Nationwide Mutual Insurance Essential
Our family was very pleased that we purchased travel insurance. We didn't have to use the insurance but just the peace of mind of having it was worthwhile.
Adrian S. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
By
on
for a trip to the Bahamas. the Bahamas.
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
The plan provided the basics for a reasonable price. Fortunately, I didn’t need to use it, so I can’t comment on customer service or support if you need to file a claim.
Denise T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
By
on
for a trip to the Bahamas. the Bahamas.
The trip included a
cruise
Nationwide Mutual Insurance Essential
I did not have to use it, so I can not rate it. However I always got a comp plan from IMT.com when I travel.
Joseph B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
By
on
for a trip to the Bahamas. the Bahamas.
The trip included a
cruise
Nationwide Mutual Insurance Essential
Would've liked a cancel for any reason option. My family member was very sick but because they weren't traveling with us I wouldn't have been covered if I needed to remain home to help care for them.
Gina W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you very much for submitting your review. However, the number one covered reason for Trip Cancellation is "Sickness, Accidental Injury or death of You, a Traveling Companion or Family Member; which results in medically imposed restrictions as certified by a Physician at the time of loss preventing your participation in the Trip. A Physician must advise cancellation of the Trip on or before the Scheduled Departure Date..." Your family member does not need to be traveling with you. Of course, the reason to cancel must be unforeseen so there would have been no coverage if the family member was already sick on the date that you purchased the plan. In the case of an individual that is already ill, you would have needed to purchase a policy that included the "Cancel for Any Reason" benefit.

    We are available weekdays 7:00 AM to midnight ET and weekends 9:00 AM to 9:00 PM ET if you have any questions.
    May 15,2018
By
on
for a trip to the Bahamas. the Bahamas.
The trip included a
cruise
Nationwide Mutual Insurance Essential
I never had to use it but was confident knowing I had insurance if I had needed it.
Rebecca P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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