For a better experience, our site works best in Chrome, Firefox, & Edge.
Call us

Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have tour and visited the Caribbean rated the Nationwide Mutual Insurance Company Essential plan
4.74 out of 5
223
ratings and reviews
98%
recommended
Sort by
Showing
Cruise
Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Thankfully did not need to use the plan covered the basics which we needed have another trip with the same plan next month.
Christopher D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I use Insure my trip for every cruise we schedule. I like the option of being able to compare medical coverages for the amount of coverage, exclusions, pre-existing clause coverage, etc. The remainder of coverages appear to be similar across other insurance policies. . But to be able to compare medicall coverage, emergency evacuation, etc ar of utmost importance in purchasing a travel plan.

I would recommend Insure my trip to anyone. The prices beat those the cruise ships offer by far - and with increased coverage.
Zenon S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I selected Nationwide because of the higher medical coverage than other companies. You need the medical and evacuation coverage in case you need it. Remember that Medicare only covers you in the United States and its territories. Most Medicare supplemental policies offer $50,000 lifetime of foreign travel medical coverage. Also be aware of what you employers health care covers out of the country. Someone was airlifted from our cruise in Labadee. We have personally talked to people who thought they were covered only to end up paying tens of thousands of dollars for health care out of the country.
Michael F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Pretty good value for travel insurance. Luckily we did not need to use it this time so that is great. I purchased same insurance thru Nationwide for next cruise as well.
Diane S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Didn't need to use so therefore do not know if coverage would have been sufficient or not so can't really rate accurately.
John S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I was comfortable on my trip after hearing about Hurricane Irma and was glad we had the insurance if something had happened to us due to the storm.
Francina W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Very satisfied. Three days before our cruise we had a medical emergency and need to cancel our 12 day cruise. We called claims and were given a claim number, with directions on what was needed to file the claim. Sent all needed paperwork in an email with a PDF file to claims. We received 2 checks in the mail approximately 3 weeks later, minus port taxes that Royal Caribbean refunded. Thank you Nationwide Mutual Insurance Company. We purchased the Essential Plan coverage.
Guy M. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I have insured through Nationwide with almost all of my trips using InsureMyTrip. They are very reasonable for the coverage they offer. This was the first time I have had to file a claim and was pleasantly surprised. The customer service representatives I spoke with were very kind and helpful. They immediately sent me the forms to file and told me all of the paperwork I would need. The claim was handled very quickly with no problems at all. This is the kind of company that I like to deal with and would highly recommend them to anyone. They will continue to be the company I use in the future. Thank you Nationwide for a great experience.
Michael G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
We didn't get sick or have a family member in the hospital, so we did not need to use the insurance; but I'm glad we had it just in case.
Paul G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Very glad we did not need or use it but so comforting to know it was available if necessary. Will always buy it for high dollar trips.
Huibert S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Show reviews per page.

Top 5 Providers

  1. GeoBlue
    (4.71)
  2. International SOS
    (4.67)
  3. Berkshire Hathaway Travel Protection
    (4.64)
  4. Medjet
    (4.63)
  5. Trawick International
    (4.61)
  1. Berkshire Hathaway Travel Protection
    (4.49)
  2. Travelex
    (4.44)
  3. GeoBlue
    (4.43)
  4. John Hancock Insurance Agency, Inc.
    (4.28)
  5. AIG Travel
    (4.27)