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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have visited the Caribbean and tour rated the Nationwide Mutual Insurance Company Essential plan
4.74 out of 5
223
ratings and reviews
98%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I'm happy to say we didn't need the plan at all but was very glad to have the coverage at a much better rate than offered by either the cruise company or the travel agency. It gives me peace of mind.
Richard S. would recommend this plan to a friend or relative.
3 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I feel a discount should be given if someone uses your insurance more than once a year. we go away about 3-4 times a year and the insurance gets very expensive
milton c. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you for your feedback on the policy. We appreciate your choosing InsureMyTrip for your travel insurance needs. Unfortunately, we cannot offer discounts for insurance. Insurance is regulated by the individual states. Most states have laws against rebating which is offering a refund of part or all of the premium as an enticement to place the insurance with the agency.
    Feb 25,2016
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
This plan really came through for me 5 years ago when my elderly mother had a stroke right before I was set to sail on a European cruise. After an easy verification process from her physician about her condition, the plan paid without delay in full. I purchase this plan before every trip I take for peace of mind in knowing I am covered in case of illness or death in the family. Thanks!!!
Robert H. would recommend this plan to a friend or relative.
6 of 6 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Having the trip insurance gave us that extra piece of mind, knowing that if there was an emergency we were taken care of. As with any insurance, it is great if you don't ever need it! We had a wonderful trip and I will definately use insuremytrip.com for my next vacation.
Lori H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
It's difficult writing a review because I didn't have to use it. It was reasonably priced. It would be nice to receive a portion back due to not having to use the policy.
Marilyn B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
The various plans offered are the best deals you can find on the internet.It's like one stop shopping for travel insurance.I've used Insure my trip on all my cruises.
LOUIS C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
satisfied with coverage & price
Joan H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I would advise them to review the plan to determine if they feel comfortable enough to absorb the cost of the trip if some problem caused them to miss their trip date or fail to make the trip at all, then purchase or not. I feel the cost is pricey for a very low risk adventure.
Benjamin N. would not recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Debra
    IMT
    Photo
    There are factors that go into the premium. Trip cost, Duration of trip and age of travelers.
    Nov 19,2012
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
It was cheaper than what the cruise line wanted. It was nice knowing we had the insurance to fall back on in case we needed it at a low cost. Thank you.
Shelly G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I thought the coverage and the premium for the policy was well within reason. I have purchased vacation insurance many times and it gives me peace of mind in case any emergencies should ever arise. I will continue to purchase plans in the future that are priced as well as this plan.
Brian L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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