Travel Insurance Reviews Nationwide Universal Cruise
The Nationwide Universal Cruise plan is designed for travelers going on a cruise during their trip. Coverages include Trip Cancellation, Trip Interruption, Medical, Emergency Medical Evacuation, and in most states, an Itinerary Change Inconvenience benefit.
To learn more, see the Nationwide Universal Cruise product page.
The trip included a
cruise
Nationwide Mutual Insurance
Universal Cruise
Fortunately I didn't need to use the the insurance. It did meet the potential issues I would encounter on my trip at a reasonable price.
Peter P. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Universal Cruise
Felt better knowing we had coverage.
Glad we did not have a claim. Easy company to work with. Would re-insure with them in the future.
Glad we did not have a claim. Easy company to work with. Would re-insure with them in the future.
George R. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Universal Cruise
Glad we didn't have to use it. But it gave us peace of mind anyway. Thanks, will use you again when we need to.
Linda N. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Universal Cruise
I can insure my cruise for almost half of what it cost me from the cruise line. I have used InsureMyTrip.com for several years now and although I haven't had to file a claim, I know that I am covered should anything unexpected happen. Thanks so much for this peace of mind without having to spend a fortune.
Stephen H. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Universal Cruise
We made a claim because our flight going home after our cruise out of Ft Lauderdale was cancelled due to a snow storm, and ended up having to stay the night. We sent in our claim and did not hear from the insurance company for a month. We contacted the company and resubmitted our claim. Again no response. Finally on our third try they responded that they are processing our claim, this after 3 months. The company does not communicate at all, it is like a big black hole. We received our claim finally and it did not cover the items they claim they cover. Also, they don't explain why our costs were not covered just sent a check and that is that. I would have been better off not purchasing the insurance. It was not worth my time to purchase and was not worth the time to send in the claim. Beware, it does not cover much of anything. When you read it it appears to, but it does not. I definitely do not recommend this insurance, unless you feel you want to make a charitable donation to Nationwide! Save your money.
Mary D. would not
recommend this plan to a friend or relative.
5 of
5 people found this review helpful
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MaryD
We were not contacted at all by Nationwide, not by phone, not by email. We submitted all the documentation 3 times with no response until the 3rd submittal, then the response that our claim was being processed, that was the only communication. The insurance is unresponsive and a waste of money.May 25,2018
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The trip included a
cruise
tour
Nationwide Mutual Insurance
Universal Cruise
Always feel safer with when traveling to foreign countries with extra insurance! All went well!!
Jane N. would
recommend this plan to a friend or relative.
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Upon receiving your review, we immediately assigned an InsureMyTrip "Anytime Advocate" who contacted the Nationwide. According to their records, you filed your claim on 03/27/2018. On behalf of Nationwide, you were later contacted by Co-ordinated Benefit Plans, LLC with a voice mail on 04/18/2018 asking for additional information, by email on 04/24/2018, and again on 05/8/2018 by email advising that your payment was being processed. You have now received your check.
Coverage would have been reimbursed under Trip Delay up to 100 USD per day/500 USD maximum per person:
"The Company will reimburse You for Covered Expenses on a one-time basis, up to the Maximum Benefit shown on the Confirmation of Coverage, if You are delayed, while coverage is in effect, en route to or from the Trip for six (6) or more
hours due to a defined Hazard.
Covered Expenses:
(a) Any Additional Expenses incurred;
(b) A one-way Economy Fare to return You to Your originally scheduled return destination."
If you do have further questions concerning your claim, please call Customer Care at (800) 487-4722.