The Nationwide Universal Cruise plan is designed for travelers going on a cruise during their trip. Coverages include Trip Cancellation, Trip Interruption, Medical, Emergency Medical Evacuation, and in most states, an Itinerary Change Inconvenience benefit.
To learn more, see the Nationwide Universal Cruise product page.
Premiums for comprehensive policies are based largely on the length of the trip, the ages of the travelers, and the cost of the trip. You chose the Universal Cruise plan which is an excellent policy but does not offer the pre-existing condition waiver. You may wish to consider purchasing the Choice Cruise or Luxury Cruise plans which can include the pre-existing condition waiver if you purchase your policy prior to or on the date of final payment for your total trip cost.
If you would like to receive assistance in obtaining a quote or purchasing a policy, please call us at 800-487-4722 as we would be happy to assist you.