Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
The trip included a
tour
Nationwide Mutual Insurance
Essential
My plane was delayed by weather and I missed a part of my tour in Nashville. I was disappointed that the insurance did not cover the tour that I missed that was not my fault.
Yvette K. would not
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
Nationwide Mutual Insurance
Essential
Our group has used this insurance for many years. It's a comfort to know that our trip monies are protected in case of an issue.
Kim M. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
It's great knowing you are covered in any event, and it will cost you less and cover you more than what the cruise company offers. A win-win in my opinion.
Donald D. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Plan seemed to be all encompassing for our potential needs. Fortunately we did not have any issues.
Peter G. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
This isn't a review, but an elaboration on the first question.
I guess it's hard to say if the travel insurance I purchased provided "good coverage" since I (happily) didn't need to use it. But it seemed adequate for my needs when I read about it before purchasing it. And it gave me peace of mind to have it, so that makes it "good" to me. :-)
I guess it's hard to say if the travel insurance I purchased provided "good coverage" since I (happily) didn't need to use it. But it seemed adequate for my needs when I read about it before purchasing it. And it gave me peace of mind to have it, so that makes it "good" to me. :-)
Ellen D. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
The plan was not needed but provided a sense of security while I traveled.
John I. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Luckily did not have to file a claim
Sandra W. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Our bags from our trip were delayed. We still have not received them, but they have now been located. The max claim limit for delayed bags is GROSSLY insufficient at $100. We spent well above that buying clothing, cosmetics, toiletries, swimsuits, shoes for our vacation. We landed in Rome and had NOTHING other than what we were wearing and had in our backpacks. It is shameful to offer only 100 dollars for delayed bags. This insurance was a waste. I will not buy it again.
Megan F. would not
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
The trip included a
tour
Nationwide Mutual Insurance
Essential
The only reason Nationwide paid up is because an advocate from insuremytrip.com contacted them after they denied my claim. Nationwide asked me for more and more details and I kept sending them what they asked for but they kept asking for the same things over and over again. When you call Nationwide, you cannot speak with anyone who who is familiar with your claim. You can only talk to someone who tells you that the adjuster needs more time and more info but they cannot provide you with any specifics. My case was as simple as possible (trip payment and airfare) yet Nationwide managed to make it an extremely complicated with multiple proofs of payment, proofs of no refunds made, proofs of trip itinerary with exact dates, etc. The person I talked to at cbconnect said that is because there is so much fraud in the travel insurance business. I believe it is because they try to wear you down so you just give up.
Joan D. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Difficult to provide good analysis of the plan unless there was a claim and we had no issues during our trip so no claim requested. Did seem a bit costly yet it was recommended by a friend from a previous trip they had (which they also had no claim).
Dionne C. would
recommend this plan to a friend or relative.