Travel Insurance Reviews Nationwide Essential
The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.
To learn more, see the Nationwide Essential trip insurance product page.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Purchased this plan and fell ill the day before departure and was not able to travel. Completed and submitted all claim forms including a memo describing the fact that the cruise line would not provide a written cancellation confirmation. I was able to sell my reservation to someone else at the last minute (at a huge discount) and reduce the insurer's loss.
Trip cancellation coverage purchased was $4,200.00. My loss was $3,516.12. Nationwide paid a measly $517.20 !!!
Trip cancellation coverage purchased was $4,200.00. My loss was $3,516.12. Nationwide paid a measly $517.20 !!!
William L. would not
recommend this plan to a friend or relative.
3 of
4 people found this review helpful
The trip included a
tour
Nationwide Mutual Insurance
Essential
Trip came off without a hitch but the coverage gave us the peace of mind we needed to be able to relax and enjoy our time away.
Russell D. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Plan seems good. Best way to know for sure is filling a claim. Glad it was not needed.
Gary S. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
The best component of the policy was that it did NOT have to be used on the trip. ?
Sammy S. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
will use again
Randall L. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
Comparing and buying was easy... cannot comment on claim process as I did not have the need. Happy about that!
Cynthia D. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
I'm lucky I didn't have to use it. I saw quite a few people on the ship with legs and arms bandaged.
Barbara M. would
recommend this plan to a friend or relative.
1 of
3 people found this review helpful
The trip included a
cruise
tour
Nationwide Mutual Insurance
Essential
I think that pre-existing conditions should be covered period, rather than only being covered if the policy is purchased w/in 10 days of booking a cruise.
Mark R. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
We didn’t have to use the plan so I can’t address the claims process. However, benefits and terms were easy to access on the website and the prices were very competitive.
Sherry Y. would
recommend this plan to a friend or relative.
Nationwide Mutual Insurance
Essential
While we did not have the opportunity to use/try the insurance it was a nice 'peace of mind' during the trip knowing it was available.
Douglas G. would
recommend this plan to a friend or relative.