Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
On the return flight to Chicago our checked bags did not arrive with us. Email the insurance to notify them of the problem. The bags had luggage tags that the insurance company gave us. The insurance company emailed me back that since I was home there was not coverage on the bags.
Bruce D. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Unfortunately, none of our Comprehensive plans, including April Travel Protection, provide Baggage Delay reimbursement once you have returned home.
According to your policy:
"We will pay You, up to the maximum shown on the Schedule of Benefits, if Your Checked Baggage is delayed or misdirected by a Common Carrier for more than 24 hours, while on a Covered Trip.
If Your Checked Baggage is delayed after You have reached Your destination and the Common Carrier makes a charge for delivery,
We will pay the reasonable cost up to the Baggage Delivery Maximum Benefit shown on the Schedule of Benefits to deliver Your Checked Baggage to Your Destination. A copy of the delivery invoice and verification of the delay or misdirection by the Common Carrier must be submitted with the claim.
You must be a ticketed passenger on a Common Carrier. All claims must be verified by the Common Carrier who must certify the delay or misdirection and receipts for the purchase or replacement of necessary personal effects must accompany any claim."
Fortunately we did not need to use this insurance plan but we were glad that we had the coverage fro a very affordable cost. We will definately use your product for future trips.
Bruce R. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for a plan that is no longer available.
My trip consisted of two segments, one where we travelled on our own and then when we started an organized two week tour. I bought this plan to cover my personal self directed travel, and in conjunction with a separate insurance plan to cover the tour offered by the tour operator at a very good price. I always buy my trip insurance through Insuremytrip as you never know when you will need it. Then you hope you are actually covered and or reimbursed without a huge hassle. The only time I actually filed a claim, the process was so bad I dropped my claim. On the trip that I am reviewing, I did not file a claim and so I have no idea whether the International Medical Group iTravelInsured SE plan was good or not. But I had the peace of mind knowing that hopefully I was covered.
Peter H. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
I had to extend my stay with two days and called to extend the insurance coverage,of course for an extra charge.To my surprise I was told they were unable to offer that.I was shocked when they also declined to sell me a new policy for the two extra days.I think it is very rigid and customer unfriendly.For that reason,I will never use Generali again.
Thor B. would not
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Thank you for your feedback. Unfortunately, with any Comprehensive plan, after you leave home the plan cannot be extended. The Generali Global Assistance Premium plan offers extension of coverage in the following event:
"Extension of Coverage
All coverages under the Policy will be extended if your
entire Trip is covered by the Policy and your return is
delayed by unavoidable circumstances beyond your
control. If coverage is extended for the above reasons,
coverage will end on the earlier of the date you reach your
originally scheduled return destination or seven (7) days
after the Scheduled Return Date."
In the future, if you are extending a trip, please call us at 800-487-4722 and we can go over any available Single-Trip Medical plans for the additional dates that you need coverage.
Thankfully you were able to enjoy your travel and had no need to file a claim.
Please keep in mind that Comprehensive Insurance plan premiums are generally based on the 3 main factors; (1) the ages of the travelers, (2) the length of your trip and (3) the total cost of your prepaid non-refundable trip cost.
Also keep in mind that your health care coverage you have may pay for any medical travel expenses. Check with them before you purchase any trip insurance. Depending on the airline they may provide some relief to air travel getting home.
According to your policy:
"We will pay You, up to the maximum shown on the Schedule of Benefits, if Your Checked Baggage is delayed or misdirected by a Common Carrier for more than 24 hours, while on a Covered Trip.
If Your Checked Baggage is delayed after You have reached Your destination and the Common Carrier makes a charge for delivery,
We will pay the reasonable cost up to the Baggage Delivery Maximum Benefit shown on the Schedule of Benefits to deliver Your Checked Baggage to Your Destination. A copy of the delivery invoice and verification of the delay or misdirection by the Common Carrier must be submitted with the claim.
You must be a ticketed passenger on a Common Carrier. All claims must be verified by the Common Carrier who must certify the delay or misdirection and receipts for the purchase or replacement of necessary personal effects must accompany any claim."