Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
I'm a US citizen over 65 and on Medicare which does not provide any medical coverage outside the US (except for the once in a life time $50K amount provided by my supplemental plan) I chose this Gold plan for it's PRIMARY medical coverage for a one month trip to New Zealand. Fortunately I did not have to file any claims, so I cannot rate the service. Plan was competitively priced for features and coverage.
James S. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
As always, when we purchase insurance, we hope that it won't be needed! And that was the case with this policy. The coverage offered seemed excellent, though, and we have other insurance with John Hancock that we have been happy with, so we would recommend this product.
Richard B. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Will definitely use this plan again when cruising! About a week or two before we were to leave for our cruise to New Zealand, Australia, Indonesia, and Malaysia, our original itinerary changed twice due to ship mechanical problems. Contacted Nationwide after returning home and filed a claim for the Change of Itinerary that was covered under our policy. Completed the information the same day, and sent the information in. Did not receive any questions from them with the information that was provided, and within about two weeks, received a check for exactly the amount the policy stated under the Terms and Conditions. Very good service!
Pamela S. would
recommend this plan to a friend or relative.
3 of
3 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
We ended up choosing M.H. Ross because, when we first contracted with a different insurer, it was not clear how the time limit for pre-existing medical conditions was calculated. InsureMyTrip could help with this by highlighting how this calculation is performed by each insurer. We did not need to file a claim. Our limited experience with M.H. Ross was completely satisfactory.
Reade N. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
We have traveled internationally quite a bit and only recently have begun to buy travel insurance. We have never had any incidents in which we needed to file a claim until our last trip. We are pleased to report that John Hancock promptly and fairly reimbursed us for our claim. Note to everyone who will file a claim: Keep all receipts.
Joseph T. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.