Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
I am happy to say I had no need to file a claim, but I have used Insure My Trip and Generali policies often and have been very pleased with the experience. Will surely continue to use their services in the future.
MARILYN H. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Due to a flat tire - I was late for scheduled diving trip in Florida, it should be covered under travel delay. I had all documentation. Generali refused to cover losses. I will never buy insurance from them again. You think you are covered, in reality you are not.
Gustaw W. would not
recommend this plan to a friend or relative.
7 of
7 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
Thank you for your review. Please see the response from Generali.
"We're sorry to hear about the circumstances surrounding your claim and apologize for not meeting your expectations. While the plan you purchased includes a variety of different covered events that can qualify for Trip Cancellation coverage, the plan is unfortunately unable to provide coverage for every event that might cause you to cancel. If there is something specific that you want to be sure is covered, please reach out to us before you purchase your plan. If you have any further questions, please contact (800) 348-9505 or [email protected]."
Hard to write a review on something you never used, but I suppose that’s the idea of having insurance right? The cost and coverage seemed reasonable but I guess I’ll never know if I wont be filing a claim. It was good to have the piece of mind though.
Michael S. would
recommend this plan to a friend or relative.
I travel regularly and have for 25+ years. I have never purchased trip insurance. Due to all the uncertainty with COVID I decided to buy it just in case. Long story short, our Sunday flight home from vacation was canceled by the airline they weren’t able to get us on another one until Tuesday! We had to be back for work/school and ended up paying $1,500 out of pocket to get home on Sunday as we had planned. The airline was terrible to us through the whole ordeal and I was so angry. Then I remembered the insurance!! I submitted a claim with my receipts as soon as we got home and was reimbursed for our out of pocket costs within 5 weeks. Easy Peasy. Definitely recommend!
Ann B. would
recommend this plan to a friend or relative.
Thank god we didn’t have to use the service/plan
I searched many different review sites and I kept seeing this one so I bought it.
I think we were covered for most things but to be honest every plan seems written in a way to confuse a customer which causes the customer to just give up reading and hoping that the summary gives you enough true information.
They use words like “may” And “should” “if” those little words are very powerful in legal documents like insurance policies.
Even if you read the entire policy, THE AVERAGE PERSON ISNT GOING TO FULLY UNDERSTAND IT.
Just pray that the company truly wants to do the right thing for their cudtomers.
That’s my rant!
God bless and safe travels wherever travel takes us!
Thomas D. would
recommend this plan to a friend or relative.
Claims for this plan are managed by a 3rd party "Coordinated Benefit Plans". My claim has been processing now for almost 3 months, and they do not have any timeline on when they claim will be adjudicated. They say it's because of a high volume of claims, and anytime they ask you for new documentation, it resets the clock all over again. CBPs customer service is terrible, they don't commit to anything and don't resolve anything either. You just have to sit and wait, meanwhile if your charges are on a credit card, you have to eat the interest costs. Please avoid any policy managed by CBP at all costs.
Johana R. would not
recommend this plan to a friend or relative.
11 of
11 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
"We're sorry to hear about the circumstances surrounding your claim and apologize for not meeting your expectations. While the plan you purchased includes a variety of different covered events that can qualify for Trip Cancellation coverage, the plan is unfortunately unable to provide coverage for every event that might cause you to cancel. If there is something specific that you want to be sure is covered, please reach out to us before you purchase your plan. If you have any further questions, please contact (800) 348-9505 or [email protected]."