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Travel Insurance Reviews Comprehensive Plans

Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.

To learn more, read our Comprehensive Plans article.

Customers who have taken a cruise and visited New Zealand rated our Comprehensive Plans
4.41 out of 5
155
ratings and reviews
94%
recommended
Sort by
Cruise
Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
i did not make a claim but it was very easy to work with insuremytrip to understand the coverage and Nationwide did send me detailed info on how to get help if needed while traveling
Michael M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
AXA Assistance USA Gold
We drove all round north and South Island of NZ.
Fortunately we didnt need to use it, but it felt comforting that we had coverage if something did happen.
Marcella K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Travelex Travel Select
Didn't need to file a claim but was able to travel without worries if something did happen. Will look for this insurance again for future trips.
Tina E. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
C&F Travel Insured International Worldwide Trip Protector
Extremely expensive comparing premium to possible coverage. If regular insurance charged comparable amounts, no one could afford it. But unfortunately it is necessary for travel coverage. In short, premiums are relatively high compared with conventional non-travel insurance.
Howard B. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Generali Global Assistance Preferred
Great plan. This plan made our trip less stressful knowing that if anything went wrong we would be completely covered for all losses.
Danny S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Samantha Fourez
    Generali Global Assistance
    Photo
    We do our best to offer an array of travel plans for our customers. We are happy you found the right coverage to fit your trip's needs. We appreciate your review!
    Apr 02,2024
The trip included a
cruise
Nationwide Mutual Insurance Essential
Outstanding. You get more than the cruise ship offers. I felt safe and great knowing I had insurance traveling so far. I didn't need to use it, but happy I had it, just in case! Great company! Great everything, price and what you get for your money. I highly recommend this company
Donna F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Generali Global Assistance Standard
I am now in the 5th month of attempting to obtain a partial refund for a trip that had to be cancelled due to a dire medical diagnosis and subsequent treatment. The diagnosis was early enough to allow me to cancel the cruise and reduce the insurance request by 50% of the purchased coverage amount. I was on the insurance web site when I contacted the insurance rep through the chat feature and was informed that I did not have a claim submitted (even though the web site showed the claim number, date of claim, and the heading "Claim in Progress" - I have a screenshot). As we were discussing this, the screen suddenly changed to report that I had no claim. When I questioned this, the rep had "no idea" how this happened. I hope I am sending this review prematurely and I am going to receive the partial refund (then I will amend this review) but I am proceeding to answer now as I received a request to do so from the company to review how I enjoyed my cruise.
Ronald B. would not recommend this plan to a friend or relative.
5 of 5 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Angie
    Photo
    Thank you for your feedback, Ronald. At Generali Global Assistance, we pride ourselves on providing the support that is crucial for happy and safe travel, backed by Generali, one of the largest insurance companies in the world. We’re sorry to hear about the circumstances surrounding your claim and for not meeting your expectations. We take customer service and the claims review process very seriously. We will review your claim further and be in touch should we need further details. If you have any additional questions in the meantime, please reach out to us at (800) 348-9505 or via email at [email protected].

    Dec 15,2023
  • PatsyC
    Photo
    I would like to know how this was resolved for the customer.
    Jan 20,2024
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Nationwide refunded me during covid 19 cancelations
Mitchell K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Luxury Cruise
Policy does not cover expenses If a third party excursion provider fails to get you back to the ship prior to leaving port- you have to look at these third party providers very carefully before deciding if there is risk. Policy with the added cancel for any reason was expensive. There seemed, however, to be fewer qualifiers with filing claims than other policies, so we felt if we had a loss there was a reasonable chance that the claim would be paid. Our trip was successful and we are thankful we did not need to file a claim.
Philip L. would recommend this plan to a friend or relative.
3 of 4 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
Just hope you don't have to file a claim! We paid nearly a thousand dollars for a policy that contains MAJOR exclusions written in the fine print about stolen baggage - both a long list of items and conditions under which they will not cover a loss. We specifically chose a plan with baggage protection, only to be told a month after our claim was filed they would not cover our loss because our travel bags were stolen from a locked car. Find another insurance company that does not play this kind of game with customers to avoid paying for situations you may find yourself in through no fault of your own. Made a rotten travel experience even worse to know the insurance you purchased was worthless.
Michael E. would not recommend this plan to a friend or relative.
5 of 5 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
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