Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
The trip included a
cruise
tour
AIG Travel
Travel Guard Basic
Too expensive for what I received.
Donald B. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
International Medical Group
iTravelInsured LX
Good to have for peace of mind.
Sarah A. would
recommend this plan to a friend or relative.
The trip included a
tour
C&F Travel Insured International
Worldwide Trip Protector
Decided to purchase a plan just a few weeks before our trip, saw this program and suggested to our other couple to look into this, which they did ,and also purchased.
JOSEPH R. would
recommend this plan to a friend or relative.
The trip included a
tour
C&F Travel Insured International
Worldwide Trip Protector
The price of the plan, especially for what it covered, was better than what the travel site offered. Taking a trip to the Caribbean during hurricane season pretty much requires insurance. Luckily we didn't have to file a claim but felt good about having the insurance, just in case.
Michele L. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Didn't need to use it, but glad it was there. Easy to compare and purchase.
Ruth M. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
Very reasonable. Comfortable to know all of my concerns were covered.
Cheryl T. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
International Medical Group
iTravelInsured SE
I am pleased with the plan I purchased for our cruise and will purchase again for our next trip.
Victoria L. would
recommend this plan to a friend or relative.
The trip included a
tour
Nationwide Mutual Insurance
Essential
It was a Good Deal for the Price , However Due to a Permit Issue with the Mexican FAA We were forced to Fly a much smaller Airplane back to Ensanada Mex Not to TJ Mex, had to ride a Bus to the Boarder.
Not sure the insurance would have even covered That? But I do like doing Business with this Company.
Not sure the insurance would have even covered That? But I do like doing Business with this Company.
Terry D. would
recommend this plan to a friend or relative.
-
Carol
Thank you for your feedback. We are pleased to hear that you enjoy doing business with Nationwide.
In order to have coverage under Travel Delay, you would have to experience a minimum of a 6 hour delay that resulted in "Additional Expenses (which) means any reasonable expenses for meals and lodging as well as local transportation and essential phone calls that were necessarily incurred as the result of a Hazard and that were not provided by the Common Carrier or other party free of charge."
If your situation did involve a 6 hour delay resulting in "Additional Expenses", you may wish to file a claim with Nationwide:
Toll Free: (888) 490-7606
Fax: (800) 560-6340
[email protected]
Mon, Tue, Wed, Fri 8:30am-5:00pm ET, Thurs 9:30am-5:00pm ETSep 10,2019
The trip included a
tour
Travelex
Travel Select
Didn’t need to use it it was real glad I had it. Peace of mind insurance ?
Jordan D. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
Nationwide Mutual Insurance
Choice Cruise
I read that this plan didn't cover missing a cruise if the flight had mechanical difficulties. That's insufficient coverage for me, but otherwise I had good coverage which we didn't use.
KEVIN N. would
recommend this plan to a friend or relative.
-
Carol
Thank you for your comments. You are correct that Trip Cancellation and Trip Interruption under this policy would not have reimbursed you for your prepaid non-refundable travel expense if your trip had been canceled or interrupted due to the mechanical breakdown of a travel provider under the Choice Cruise plan. However, you did have the option to add on Cancel for Any Reason:
"TRIP CANCELLATION FOR ANY REASON - OPTIONAL UPGRADE
If You cancel Your Trip for any reason not otherwise covered by this Certificate, the Company will reimburse You for the percentage of the prepaid, forfeited, non-refundable Payments or Deposits You paid for Your Trip shown on the Confirmation of Coverage provided:
a) Your premium payment is received prior to or on the date Your final deposit/payment for Your Trip is received; and
b) You insure all prepaid Trip costs that are subject to cancellation penalties or restrictions and also insure prior to or on the date Your final payment for those arrangements the cost of any subsequent arrangements (or any other arrangements not made through Your travel agent) added to Your Trip; and
c) You cancel Your Trip two (2) days or more before Your Scheduled Departure Date."
Please also note that you did have some coverage under Trip Delay up to 150 USD daily, 750 USD maximum (secondary coverage).
"TRIP DELAY
The Company will reimburse You for Covered Expenses on a one-time basis, up to the Maximum Benefit shown on the Confirmation of Coverage, if You are delayed, while coverage is in effect, en route to or from the Trip for six (6) or more
hours due to a defined Hazard.
Covered Expenses:
(a) Any Additional Expenses incurred;
(b) A one-way Economy Fare to return You to Your originally scheduled return destination...
Hazard means:
a) Any delay of a Common Carrier (including Inclement Weather).
b) Any delay by a traffic accident en route to a departure, in which You or a Traveling Companion is not directly involved.
c) Any delay due to lost or stolen passports, travel documents or money, Quarantine, hijacking, unannounced Strike, natural disaster, civil commotion or riot.
d) A closed roadway causing cessation of travel to the destination of the Trip (substantiated by the department of transportation, state police, etc.)"
Please feel free to call us at (800) 487-4722 if you have any questions.Aug 06,2019
In the future, if you are looking for guidance in selecting a travel insurance plan, please consider contacting our office at 800-487-4722 where a licensed representative would be happy to assist you.