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Travel Insurance Reviews Comprehensive Plans

Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.

To learn more, read our Comprehensive Plans article.

Customers who have taken a cruise and visited Italy rated our Comprehensive Plans
4.54 out of 5
1,312
ratings and reviews
96%
recommended
Sort by
Cruise
Filed claim
The trip included a
cruise
tour
Generali Global Assistance Premium
I will use this company again for future global trips!
Karen F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Generali Global Assistance Preferred
It was great...we didn't have to use it.
Thanks
William W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
John Hancock Gold
Having not actually used the insurance, it is difficult to answer some of these questions.
Rhonda K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Luxury Cruise
Thankfully I have never had to use the policies and do feel that I was able to get exactly what I was looking for. I will use for future trips, I just wish it wasn't so expensive.
Rosemary June Z. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
C&F Travel Insured International Worldwide Trip Protector
It's expensive for a week Medical Insurance
Abosede D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you for your review.

    Premiums for comprehensive policies are based largely on the length of the trip, the ages of the travelers, and the cost of the trip.

    You may wish to call us for your next trip. InsureMyTrip is open 7 days a week, 365 days a year, and our customer care representatives are licensed insurance agents who are able to recommend the most cost effective plans which will cover the travelers primary concerns. If you would like to receive assistance in obtaining a quote or purchasing a policy, please call us at 800-487-4722 as we would be happy to assist you.
    Apr 30,2019
The trip included a
cruise
Travelex Travel Select
My wife and I have different state residences and, accordingly, different insurance regulations. We had to submit two separate applications and the final price was quite a bit higher for the separate policies than had we both been covered under one policy. I somewhat understand why this is so, however, it makes the process a bit complex and clearly more expensive.
Martha Ann B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you for your comments.

    Insurance companies in the United States are regulated primarily by the individual states so plan rates, terms and conditions may vary by state.
    Travelex Comprehensive plan premiums are based on the cost of the trip, age of the traveler and state of residency. Since the length of trip does not affect the pricing, travelers find these plans most competitively priced for the longer trips.

    Your Travelex Travel Select plan in both states provides a wide range of benefits including primary coverage and a preexisting condition look back period of only 60 days. The plan also offers a comprehensive list of covered perils under the Trip Cancellation and Trip Interruption coverage.

    InsureMyTrip is open 7 days a week, 365 days a year, and our customer care representatives are licensed insurance agents who are able to recommend the most cost effective plans which will cover the travelers primary concerns. If you would like to receive assistance in obtaining a quote or purchasing a policy, please call us at 800-487-4722 as we would be happy to assist you.
    Apr 30,2019
The trip included a
cruise
tour
C&F Travel Insured International Worldwide Trip Protector
Easy to setup and covered what I was most concerned about. I had a question early on about cutoff dates for inclusion of items and the customer service representative was very helpful.
Richard G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Luxury Cruise
Not the cheapest, but a national well-known name and customized for cruise vacations. We purchased the cruise care Nationwide policy, which we have purchased in the past for other cruises. However, this time the trip was rerouted right before we left. We filed the claim for itinerary change. It was all filed electronically, with an automated response. We didn't hear anything regarding the claim for weeks, so wasn't sure what the status was, which I did not like. But in a few weeks, we received compensation that was exactly as stated in the policy. Other than the lack of status updates, we are very pleased with this policy - will definitely purchase again!
Christina M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    We are pleased to hear that you received reimbursement under Itinerary Change - Port of Call Change - Prior to Departure 1,250 USD per person. Unique to the Cruise plans in some states, Nationwide offers reimbursement as indicated below:

    "ITINERARY CHANGE"

    "In the event a Cruise makes a Change in Your Trip Itinerary prior to Your actual departure date we will pay up to the Maximum Benefit shown on the Confirmation of Coverage.

    Change in Your Trip Itinerary shall mean the Cruise has a documented change of Port of Call from the scheduled itinerary.

    Verification by the Cruise of the change in the scheduled Trip Itinerary will be necessary for claim payment."

    InsureMyTrip is available for assistance weekdays from 7:00 AM to midnight EST or weekends from 9:00 AM to 9:00 PM EST at 800-487-4722. Our highly trained and competent customer care representatives would be happy to assist you with your quote.
    Apr 09,2019
The trip included a
cruise
Berkshire Hathaway Travel Protection ExactCare
Thankfully we didn't have to use the insurance, but it seemed to be a good rate for the coverage provided. Plus, Berkshire is a top notch organization which gave me some piece of mind...
TODD B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Christine Sapa
    Berkshire Hathaway Travel Protection
    Photo
    Thank you for providing your 5-star rating of ExactCare, we're glad you chose to insure your trip with BHTP!
    Apr 01,2019
The trip included a
cruise
Nationwide Mutual Insurance Luxury Cruise
I had this plan at one star because I thought I was not going to get anything for my claim. After a few weeks and insuremytrip stepping in I was able to find out part of my claim was approved. They need to work on communication!
Christopher S. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Although we are sorry to hear that there was miscommunication, we are pleased to hear that Nationwide has confirmed your claim payment.
    Mar 06,2019
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