Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
Nationwide Mutual Insurance
Essential
This plan fit my travel needs and budget. Luckily I didn’t need to use it. I would use them again in the future.
Lori D. would
recommend this plan to a friend or relative.
The trip included a
tour
C&F Travel Insured International
Worldwide Trip Protector Lite
Went on a 10 day island hopping tour in Greece last October, 2017. I was part of a group of 16 women. The 5th day I became violently ill and had to be taken off Mykonos Island by helicopter to Athens Hospital. Being all alone and not understanding the language was the worst part of my ordeal. But Travel Insured International was absolutely wonderful! They were notified immediately and they responded immediately. They reached my husband by phone and walked him through everything that was happening to me, and stayed in contact the 5 days I was in the hospital. When my husband and daughter couldn’t reach me by phone while in the hospital, mostly due to language barrier, they took over and had 3 way conversations possible! Between my secondary insurance and Travel Insured International, I have been fully reimbursed. I highly recommend this company, and will be using them for all future travels!
Patricia O. would
recommend this plan to a friend or relative.
4 of
4 people found this review helpful
The trip included a
cruise
tour
Generali Global Assistance
Preferred
Excellent claims procedure.
Michael K. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
The trip included a
cruise
C&F Travel Insured International
Worldwide Trip Protector Plus
I have come to believe Travel Insurance is useless except for in very RARE circumstances. Last year I did not purchase insurance for a trip that was cancelled as the taxi was in our driveway. Come to learn the insurance would NOT have covered it anyway. This year I called your company to see what assistance I could get when it appeared we would have a 9 hour delay in our flight, causing a connection to be missed. The best you could suggest is that we purchase another 1 way ticket and submit a claim when we got home.....and PERHAPS we would be reimbursed for it. Well....we all know how THAT would have turned out!!!!
I am currently holding insurance on 2-3 more trips. When they are completed we will not be purchasing any more trip insurance as it is for the most part useless. I could have had another Tanzanian safari for 2 with what I have paid you all over the years. Turns out if we had we needed to file a claim, it would have been money down the drain.
I am currently holding insurance on 2-3 more trips. When they are completed we will not be purchasing any more trip insurance as it is for the most part useless. I could have had another Tanzanian safari for 2 with what I have paid you all over the years. Turns out if we had we needed to file a claim, it would have been money down the drain.
Julius O. would not
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
The trip included a
tour
GoReady Insurance
Choice
I like the way they treated you after you purchased the policy. I cannot speak about how they are when you have a claim because I do not have a claim to file.
I will by coverage from this company for my future trips.
I will by coverage from this company for my future trips.
Bruce D. would
recommend this plan to a friend or relative.
GoReady Insurance
Choice
I like being able to pick and choose which options I thought was important and for a reasonable price. Luckily I did not need the insurance, but having it for emergency purposes helped put my mind at ease.
Thaison B. would
recommend this plan to a friend or relative.
The trip included a
tour
Generali Global Assistance
Standard
Good travel plan while travelling.
Suresh B. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
tour
John Hancock
Gold
Although we did not have to use this insurance, we felt comfortable having it. We saw 2 people removed from our ship due to illness and you just never know if it could be you. Also, with all the terrorists in the world, you never know if you will have to cancel a trip for whatever. Fortunately, it was all smooth sailing and all went well.
Andrew A. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
AIG Travel
Travel Guard Gold
Never had to use it, so no way to know its actual benefit. Hard to really evaluate it!
Harold D. would
recommend this plan to a friend or relative.
The trip included a
cruise
AXA Assistance USA
Silver
The agent I spoke to was very helpful. Helped me understand plans and coverage.
Barbara N. would
recommend this plan to a friend or relative.
-
Andrew Ostrander
AXA Assistance USA
Thank you for the kind review! We look forward to providing travel protection for all of your future endeavors!Nov 09,2017
All travel insurance is written on a 'named peril" basis which means that the reason for the claim must be specifically listed in your policy as a covered reason. The number one covered reason for Trip Cancellation in all Comprehensive plans is the unexpected sickness, injury or death of you, your traveling companion or your family member. Of course, there are other covered reasons that vary by policy. As you found out, canceling your trip because there is a taxi in your driveway would not be a covered reason under any of our plans.
We can also understand why you would be bothered because a claim representative would not confirm payment for a claim. No one will predetermine a claim until the company has received the paperwork. Nevertheless, there may very well be coverage under your policy for your Missed Connection:
"If You miss Your cruise or tour departure because Your arrival at Your Trip destination is delayed for 3 or more hours, due to:
a) any delay of a Common Carrier (the delay must be certified by the Common Carrier);
b) documented weather condition preventing You from getting to the point of departure;
c) quarantine, hijacking, Strike, Natural Disaster, terrorism or riot.
We will reimburse You, up to the Maximum Benefit Amount shown in the Confirmation of Benefits, for:
a) Your Additional Transportation Cost to join Your Trip; and
b) Your Prepaid expenses for the unused land or water Travel Arrangements; and
c) reasonable accommodation, telephone and meal expenses up to 0 per day necessarily incurred by You for which You have proof of purchase and which were not paid for or provided by any other source."