Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
The trip included a
cruise
tour
InsureAssist
TravCan
This plan covered more than the plan offered by the tour company and was $140 cheaper! I will definitely go with InsureAssist the next time I travel.
Carol T. would
recommend this plan to a friend or relative.
The trip included a
cruise
Seven Corners
Roundtrip
We had a potential medical claim which never materialized. I contacted a representative who initially gave me misinformed information concerning coverage. It was a most disconcerting experience. Cost of coverage was an issue.
Eleanor G. would
recommend this plan to a friend or relative.
The trip included a
cruise
Arch RoamRight
Essential
Hard to say if its good since I did not make a claim.
Anne T. would
recommend this plan to a friend or relative.
The trip included a
cruise
Generali Global Assistance
Standard
Very easy to work with customer service at InsureMyTrip. This is our second trip using InsureMyTrip. Very pleased.
Stephen T. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
InsureAssist
TravCan
Will contact you next year for insurance for our next trip.
GAIL G. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
AXA Assistance USA
Gold
I always wonder why I must buy trip insurance the minute we put a deposit on the trip? In most cases the deposit is refundable until a specific date. Why can't trip insurers require the purchase of trip insurance when there is a real risk?
Karen N. would
recommend this plan to a friend or relative.
-
Carol
We appreciate your review of the AXA Assistance USA Gold plan. Actually you can purchase any of the Comprehensive plans up to the day before you depart on your trip. However, most plans do offer some time-sensitive benefits that will only be included in the policy if purchased within 10-30 days (depending on the plan) of your initial trip payment.
The time-sensitive benefits offered by many companies include the Pre-Existing Condition Waiver which waives the 60 to 180 day (depending on plan) Lookback Periods included in these plans. The Lookback Period is the amount of time an insurance company may look back into your medical history to see if your medical condition, that is the reason for the claim, received treatment or a recommendation for treatment. If that condition proves to be a Pre-Existing Medical Condition, then you would not have coverage unless you had the waiver.
Some other time sensitive benefits include, but are not limited to, Cancel for Any Reason, Financial Default, and Cancel for Work Reasons. These time-sensitive benefits all put the insurance company at a higher risk for loss.Feb 12,2016
The trip included a
cruise
AXA Assistance USA
Silver
It was comfortable knowing that we had the right coverage for our trip.
Patricia R. would
recommend this plan to a friend or relative.
The trip included a
cruise
AXA Assistance USA
Silver
Unfortunately, we did have to make a small claim. Fortunately, it was handled quickly, efficiently, and easily. Great service.
Daniel K. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
The trip included a
cruise
tour
AXA Assistance USA
Gold
Glad I didn't need to use it.
Marcia S. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
InsureandGo
Global Silver
Peace of mind to have some coverage overseas.
Rita S. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Good morning Ms. Gunning,
I’m sorry that you’re upset but I listened to the phone call that you referenced in your post and while I did hear the representative give you incorrect information, I also heard him apologize and advise as to the correct benefits immediately afterwards. The representative was also very accommodating in advising of locations of medical facilities that were at your disposal.
Please let us know if we can be of any further assistance and we’ll be happy to help you.