Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
The trip included a
cruise
International Medical Group
iTravelInsured SE
To be honest, I never had to file a claim so I truly don't know how good they are in responding to a claim. This is really where the plan will show up as being 5-stars or less. I used it for my trip and I liked that I entered each specific cost so that they would reimburse me appropriately if I had to use it.
William K. would
recommend this plan to a friend or relative.
The trip included a
cruise
WorldTrips
Atlas Expedition
Having the policy gave me peace of mind while I traveled.
Sandra M. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
International Medical Group
iTravelInsured SE
I am pleased with the plan I purchased for our cruise and will purchase again for our next trip.
Victoria L. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Universal Cruise
Although not all our expenses incurred were covered, we were reimbursed most of what we paid out of pocket due to multi day air travel delays. We chose the most economical hotels for our overnights and did not splurge on meals. In fact we did not submit lunch or breakfast receipts for the first day. The cost of the plan was certainly worth it.
michele m. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
The trip included a
cruise
International Medical Group
iTravelInsured SE
The cost was very reasonable and the coverage was very inclusive. Thankfully we didn't have to use it but the peace of mind by having it was worth the cost.
Julie D. would
recommend this plan to a friend or relative.
The trip included a
cruise
C&F Travel Insured International
Worldwide Trip Protector Lite
The plan chosen did not break the bank! It provided complete peace of mind.
Enoch H. would
recommend this plan to a friend or relative.
The trip included a
cruise
Generali Global Assistance
Standard
This is my second time using insure mytrip for a cruise, although I don't need to use the insurance, it did give me a peace of mind knowing I was fully covered. I love how easy it was to get insured online, I will use insuremytrip every time I travel.
JoAnn M. would
recommend this plan to a friend or relative.
The trip included a
cruise
International Medical Group
iTravelInsured SE
We thought the coverage provided was excellent. It was easy to receive the plan due to the agent. Very pleased
Judith Z. would
recommend this plan to a friend or relative.
The trip included a
cruise
C&F Travel Insured International
Worldwide Trip Protector
Since I had no call to use the insurance, I really can't review it.
Kathleen B. would
recommend this plan to a friend or relative.
-
Carol
Thank you for your 5 star review of your C&F Travel Insured plan. We are pleased to hear that your plan provided the coverage that you required at an affordable premium.
We also offer our congratulations on your claim free travel. However, if you had needed assistance, C&F Travel Insured would have been available to assist you.Aug 09,2019
The trip included a
cruise
tour
Nationwide Mutual Insurance
Choice Cruise
I read that this plan didn't cover missing a cruise if the flight had mechanical difficulties. That's insufficient coverage for me, but otherwise I had good coverage which we didn't use.
KEVIN N. would
recommend this plan to a friend or relative.
-
Carol
Thank you for your comments. You are correct that Trip Cancellation and Trip Interruption under this policy would not have reimbursed you for your prepaid non-refundable travel expense if your trip had been canceled or interrupted due to the mechanical breakdown of a travel provider under the Choice Cruise plan. However, you did have the option to add on Cancel for Any Reason:
"TRIP CANCELLATION FOR ANY REASON - OPTIONAL UPGRADE
If You cancel Your Trip for any reason not otherwise covered by this Certificate, the Company will reimburse You for the percentage of the prepaid, forfeited, non-refundable Payments or Deposits You paid for Your Trip shown on the Confirmation of Coverage provided:
a) Your premium payment is received prior to or on the date Your final deposit/payment for Your Trip is received; and
b) You insure all prepaid Trip costs that are subject to cancellation penalties or restrictions and also insure prior to or on the date Your final payment for those arrangements the cost of any subsequent arrangements (or any other arrangements not made through Your travel agent) added to Your Trip; and
c) You cancel Your Trip two (2) days or more before Your Scheduled Departure Date."
Please also note that you did have some coverage under Trip Delay up to 150 USD daily, 750 USD maximum (secondary coverage).
"TRIP DELAY
The Company will reimburse You for Covered Expenses on a one-time basis, up to the Maximum Benefit shown on the Confirmation of Coverage, if You are delayed, while coverage is in effect, en route to or from the Trip for six (6) or more
hours due to a defined Hazard.
Covered Expenses:
(a) Any Additional Expenses incurred;
(b) A one-way Economy Fare to return You to Your originally scheduled return destination...
Hazard means:
a) Any delay of a Common Carrier (including Inclement Weather).
b) Any delay by a traffic accident en route to a departure, in which You or a Traveling Companion is not directly involved.
c) Any delay due to lost or stolen passports, travel documents or money, Quarantine, hijacking, unannounced Strike, natural disaster, civil commotion or riot.
d) A closed roadway causing cessation of travel to the destination of the Trip (substantiated by the department of transportation, state police, etc.)"
Please feel free to call us at (800) 487-4722 if you have any questions.Aug 06,2019
InsureMyTrip is open 7 days a week, 365 days a year, and our customer care representatives are licensed insurance agents who are able to recommend the most cost effective plans which will cover the travelers primary concerns. If you would like to receive assistance in obtaining a quote or purchasing a policy, please call us at 800-487-4722 as we would be happy to assist you.