Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
Claim was submitted on Sept. 22, 2022. It is still open ( or at least not paid in full or in part or declined). We had to cancel our trip due to an injury to my wife's ankle requiring extensive surgery. I have submitted everything they asked for (with much difficulty due to their requiring everything submitted electronically - not good at scan/file/find/ attach). Finally asked for fax #. Fax docs to them and they claim they didn't get them or lost them. Last contact was 10/26 /22. Rep (George Garcia) is very hard to understand when I did speak with him by phone. Last contact he was to speak with his boss about something or other, but I never heard back from him. HELP!!
ALAN O. would not
recommend this plan to a friend or relative.
5 of
6 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
My only concern was that the evacuation did not seem to be at the discretion of the policy owner, but at the discretion of others. Since we didn't have to make use of the policy (thank goodness!), I am not sure what would have actually happened.
Nancy M. would
recommend this plan to a friend or relative.
0 of
0 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
C&F Travel Insured InternationalWorldwide Trip Protector Plus
Thank you for making travel insurance easy to purchase, affordable and good quality. I will definitely continue to use your service for all my future international vacations
Salvatore S. would
recommend this plan to a friend or relative.
First of all, no one is perfect, therefore top rating is not likely unless exceptional.
Secondly, every trip should be evaluated individually. Therefore, no one company is going to be necessarily a good referral. But this company compared very favorably to other policies for this trip.
Finally, your actuaries should be able to calculate an additional charge to "insure the insurance". Globally you know the probability of a claim being filed. Therefore, an option should be added to your policies to allow for an extra premium to return the initial premium should a claim not be filed . This would enhance the attractiveness of you policy and increase sales. Please give this serious consideration and contact me if you wish to discuss this further. Thank you.
Arthur D. would not
recommend this plan to a friend or relative.
C&F Travel Insured InternationalWorldwide Trip Protector Plus
I'm glad that it is hard to write a review about how C&F processed my claim...because I fortunately completed my trip to Egypt without incident and had no claims! However, I did feel that the policy had the best range of features to protect me in case of emergency AND it met Egypt's policies requiring travel insurance for entry into the country. I would certainly purchase from this company again as they sent me numerous reminders so that I could change the dates if my trip would have been postponed or cancelled, a very nice touch!
Kenneth S. would
recommend this plan to a friend or relative.
My friend and I bought this plan instead of a more basic medical-only plan because we wanted protection in case flights were delayed or interrupted, or in case luggage was delayed or lost. From our experience, it was not worth it.
We did indeed have a 24-hour delay due to a missed connection. I thought I would receive the advertised payout, but it was only for expenses incurred during the delay. Since the airline paid for our hotel and gave us meal vouchers, we had zero expenses and thus were not reimbursed anything. I had thought we would receive a straight payout as compensation for the delay, but that was obviously not the case.
My friend also had his luggage lost/delayed for over 24 hours at our destination. Again, there was no direct payout, only reimbursement for things like new clothes or laundry. I had let my friend borrow my spare clothes, so again, there were no expenses to be reimbursed. If we were to do it over again, I would have suggested my friend just go on a shopping spree for free clothing since apparently that was covered.
I imagine the medical coverage was worthwhile, but we didn't need to use it. You can get medical coverage separately at a fraction of the cost of this plan. I really don't think this was worth the cost, and I suggest you read the fine print before buying it over a more basic medical-only plan.
Taylor Y. would not
recommend this plan to a friend or relative.
3 of
4 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
Thank you for your review, please see the response from World Trips.
"Hi Taylor. We are sorry to hear of the dissatisfaction with your travel policy. While we did not receive a formal claim from you, based on the review of your call to us, we can confirm that your policy only covers actual incurred expenses under a eligible benefit. There is no indemnity benefit under the policy you purchased."
"Hi Taylor. We are sorry to hear of the dissatisfaction with your travel policy. While we did not receive a formal claim from you, based on the review of your call to us, we can confirm that your policy only covers actual incurred expenses under a eligible benefit. There is no indemnity benefit under the policy you purchased."